Credit Immobilier et Hotelier (CAS:CIH) OCF Margin %: 0.00% (As of Mar. 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
34 GF Score
Price MAD351.00
GF Value MAD414.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier OCF Margin %?

Credit Immobilier et Hotelier CAS:CIH +0.03% 34 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates CAS:CIH with a GF Score™ of 34/100 and a GF Value™ of MAD414.49 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,501 Banks companies, Credit Immobilier et Hotelier ranks worse than 79.21% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Credit Immobilier et Hotelier's Cash Flow from Operations for the three months ended in Mar. 2026 was MAD0 Mil. Credit Immobilier et Hotelier's Revenue for the three months ended in Mar. 2026 was MAD1,406 Mil. Therefore, Credit Immobilier et Hotelier's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Credit Immobilier et Hotelier's current OCF Yield % is -5.72%.

The historical rank and industry rank for Credit Immobilier et Hotelier's OCF Margin % or its related term are showing as below:

CAS:CIH' s OCF Margin % Range Over the Past 10 Years
Min: -53.57   Med: 9.56   Max: 52.54
Current: -12.25


During the past 13 years, the highest OCF Margin % of Credit Immobilier et Hotelier was 52.54%. The lowest was -53.57%. And the median was 9.56%.

CAS:CIH's OCF Margin % is ranked worse than
79.21% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs CAS:CIH: -12.25


Credit Immobilier et Hotelier OCF Margin % Related Terms


Credit Immobilier et Hotelier OCF Margin % Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier OCF Margin % Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.20 -3.08 29.16 25.64 -12.12

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CAS:CIH vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's OCF Margin % falls into.


CAS:CIH
34GF Score
Credit Immobilier et Hotelier SA CAS:CIH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Immobilier et Hotelier OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Credit Immobilier et Hotelier's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-714.499/5896.409
=-12.12 %

Credit Immobilier et Hotelier's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/1405.561
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Credit Immobilier et Hotelier (CAS:CIH) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Credit Immobilier et Hotelier and its competitors. According to the industry distribution chart, Credit Immobilier et Hotelier ranks #1189 out of 1501 companies in the Banks industry, placing it in the top 79.2%.
Is Credit Immobilier et Hotelier's OCF Margin % too high?
Credit Immobilier et Hotelier's current OCF Margin % is 0.00%. Based on the distribution chart, Credit Immobilier et Hotelier ranks #1189 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Immobilier et Hotelier has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Immobilier et Hotelier's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Credit Immobilier et Hotelier ranks #1189 out of 1501 companies for OCF Margin %. This places Credit Immobilier et Hotelier in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Credit Immobilier et Hotelier and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Immobilier et Hotelier's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Immobilier et Hotelier stock overvalued right now?
Based on GuruFocus' analysis, Credit Immobilier et Hotelier (CAS:CIH) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD414.49, compared to a current price of MAD351.00 — trading 15.3% below its estimated fair value. The current OCF Margin % is 0.00%. Credit Immobilier et Hotelier's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Credit Immobilier et Hotelier (CAS:CIH), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD351.00 is trading 15.3% below its estimated GF Value™ of MAD414.49. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • OCF Margin %: 0.00%
  • GF Value™: MAD414.49 vs. price of MAD351.00 (15.3% below fair value)
  • GF Score™: 34/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
34GF Score

Get the complete analysis for CAS:CIH

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD351.00
Price
MAD414.49
GF Value