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Jefferson CapitalJCAP -1.53%17 3-Year Book Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 522 Credit Services companies, Jefferson Capital ranks worse than 191570.69% on this metric.
During the past 12 months, Jefferson Capital's average Book Value per Share Growth Rate was 17.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
Jefferson Capital (NAS:JCAP) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Jefferson Capital 3-Year Book Growth Rate Related Terms
JCAP vs LU, QFIN, ATLC: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, Jefferson Capital's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jefferson Capital 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jefferson Capital's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Jefferson Capital's 3-Year Book Growth Rate falls into.
Jefferson Capital 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 0.00% mean?
Jefferson Capital (JCAP) has a 3-Year Book Growth Rate of 0.00% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Jefferson Capital and its competitors. According to the industry distribution chart, Jefferson Capital ranks #999999 out of 522 companies in the Credit Services industry.
Is Jefferson Capital's 3-Year Book Growth Rate too high?
Jefferson Capital's current 3-Year Book Growth Rate is 0.00%. Based on the distribution chart, Jefferson Capital ranks #999999 out of 522 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's 3-Year Book Growth Rate compare to LU and QFIN?
According to the Credit Services industry distribution chart, Jefferson Capital ranks #999999 out of 522 companies for 3-Year Book Growth Rate. This places Jefferson Capital in the lower half of its industry. The industry median 3-Year Book Growth Rate is 6.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 6.10, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Jefferson Capital and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 6.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jefferson Capital's current 3-Year Book Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current 3-Year Book Growth Rate of 0.00%. The current 3-Year Book Growth Rate is 0.00%. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current 3-Year Book Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jefferson Capital Inc. is a consumer debt recovery and portfolio management company operating in the United States, Canada, the United Kingdom, and Latin America. It primarily purchases portfolios of defaulted consumer receivables from credit originators, including banks, credit card issuers, utilities, telecom providers, and automotive lenders, at discounts to face value. The company then manages those portfolios by working with consumers to collect on the obligations, including accounts in bankruptcy proceedings. Jefferson Capital also provides debt servicing and portfolio management for third-party credit originators and operates credit card acquisition programs. Revenue comes mainly from recoveries on purchased receivables, supplemented by servicing fees and credit card-related income. Its customer base includes both individual consumers repaying obligations and institutional credit originators seeking to outsource recovery and portfolio management.
17GF Score
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