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Jefferson CapitalJCAP -0.50%17 3-1 Month Momentum % is -6.12% as of Jul. 31, 2026. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 560 Credit Services companies, Jefferson Capital ranks worse than 63.39% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), Jefferson Capital's 3-1 Month Momentum % is -6.12%.
The industry rank for Jefferson Capital's 3-1 Month Momentum % or its related term are showing as below:
JCAP's 3-1 Month Momentum % is ranked worse than 63.39% of 560
companies
in the Credit Services industry
Industry Median: -1.995
vs JCAP: -6.12
Jefferson Capital (NAS:JCAP) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Jefferson Capital 3-1 Month Momentum % Related Terms
JCAP vs LU, FINV, WRLD: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Jefferson Capital's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jefferson Capital 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jefferson Capital's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Jefferson Capital's 3-1 Month Momentum % falls into.
Jefferson Capital (NAS:JCAP) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jefferson Capital (JCAP) has a 3-1 Month Momentum % of -6.12% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Jefferson Capital and its competitors. According to the industry distribution chart, Jefferson Capital ranks #355 out of 560 companies in the Credit Services industry, placing it in the top 63.4%.
Is Jefferson Capital's 3-1 Month Momentum % too high?
Jefferson Capital's current 3-1 Month Momentum % is -6.12%. Based on the distribution chart, Jefferson Capital ranks #355 out of 560 companies in the Credit Services industry, which is below the industry midpoint. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's 3-1 Month Momentum % compare to LU and FINV?
According to the Credit Services industry distribution chart, Jefferson Capital ranks #355 out of 560 companies for 3-1 Month Momentum %. This places Jefferson Capital in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Jefferson Capital and its competitors. Jefferson Capital's current 3-1 Month Momentum % is -6.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current 3-1 Month Momentum % of -6.12%. The current 3-1 Month Momentum % is -6.12%. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current 3-1 Month Momentum % is -6.12% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
17GF Score
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