JCAP (Jefferson Capital) GF Score: 17/100 (As of Jun. 28, 2026) — 26% Below Median


JCAP Jefferson Capital Inc JCAP
17 GF Score
Price $19.13
! 2 Warning Signs
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What is Jefferson Capital GF Score?

Jefferson Capital JCAP +4.99% 17 GF Score is 17 as of Jun. 28, 2026, which is 26% below its 10-year median of 23.00. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review.

Jefferson Capital has the GF Score of 17, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 5/10
3. Growth Rank : 0/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Jefferson Capital might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Jefferson Capital  (NAS:JCAP) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Jefferson Capital GF Score Related Terms

JCAP vs NAVI, WRLD, GDOT: GF Score Comparison

For the Credit Services subindustry, Jefferson Capital's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jefferson Capital GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jefferson Capital's GF Score distribution charts can be found below:

* The bar in red indicates where Jefferson Capital's GF Score falls into.


JCAP
17GF Score
Jefferson Capital Inc JCAP
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 17 mean?
Jefferson Capital (JCAP) has a GF Score of 17 as of Jun. 28, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Jefferson Capital and its competitors. This is 26% below median its historical median of 23.00. Over the past decade, Jefferson Capital's GF Score has ranged from 19.00 to 26.00.
Is Jefferson Capital's GF Score too high?
Jefferson Capital's current GF Score of 17 is 26% below median its 10-year median of 23.00. Over the past 10 years, this metric has ranged from a low of 19.00 to a high of 26.00. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's GF Score compare to NAVI and WRLD?
Jefferson Capital's GF Score of 17 can be compared against companies in the Credit Services industry. Historically, Jefferson Capital's own GF Score has ranged from 19.00 to 26.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Jefferson Capital and its competitors. Jefferson Capital's current GF Score is 17, which is 26% below median its own 10-year median of 23.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current GF Score of 17. The current GF Score is 17, which is 26% below median its 10-year median of 23.00. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current GF Score is 17 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jefferson Capital Business Description

Address 600 South Highway 169, Suite 1575, Minneapolis, MN, USA, 55426
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
17GF Score

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