Jefferson CapitalJCAP +1.98%17 OCF Yield % is 24.94 as of Jun. 26, 2026, which is 4% above its 10-year median of 23.91. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 541 Credit Services companies, Jefferson Capital ranks better than 81.7% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Jefferson Capital OCF Yield % Related Terms
Jefferson Capital OCF Yield % Historical Data
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The historical data trend for Jefferson Capital's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jefferson Capital's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jefferson Capital OCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jefferson Capital's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Jefferson Capital's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jefferson Capital (JCAP) has a OCF Yield % of 24.94 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jefferson Capital and its competitors. This is near median its historical median of 23.91. Over the past decade, Jefferson Capital's OCF Yield % has ranged from 16.67 to 466.17. According to the industry distribution chart, Jefferson Capital ranks #99 out of 541 companies in the Credit Services industry, placing it in the top 18.3%.
Is Jefferson Capital's OCF Yield % too high?
Jefferson Capital's current OCF Yield % of 24.94 is near median its 10-year median of 23.91. Over the past 10 years, this metric has ranged from a low of 16.67 to a high of 466.17. Based on the distribution chart, Jefferson Capital ranks #99 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's OCF Yield % compare to NAVI and WRLD?
According to the Credit Services industry distribution chart, Jefferson Capital ranks #99 out of 541 companies for OCF Yield %. This places Jefferson Capital in the top 18% of its industry — outperforming the majority of peers. Historically, Jefferson Capital's own OCF Yield % has ranged from 16.67 to 466.17 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jefferson Capital and its competitors. Jefferson Capital's current OCF Yield % is 24.94, which is near median its own 10-year median of 23.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current OCF Yield % of 24.94. The current OCF Yield % is 24.94, which is near median its 10-year median of 23.91. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current OCF Yield % is 24.94 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
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