JCAP (Jefferson Capital) 1-Year Sharpe Ratio: 0.20 (As of Jul. 19, 2026)

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JCAP Jefferson Capital Inc JCAP
17 GF Score
Price $19.54
! 2 Warning Signs
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What is Jefferson Capital 1-Year Sharpe Ratio?

Jefferson Capital JCAP -0.66% 17 1-Year Sharpe Ratio is 0.20 as of Jul. 19, 2026. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-19), Jefferson Capital's 1-Year Sharpe Ratio is 0.20.

Jefferson Capital  (NAS:JCAP) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Jefferson Capital 1-Year Sharpe Ratio Related Terms

JCAP vs LU, WRLD, FINV: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Jefferson Capital's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jefferson Capital 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jefferson Capital's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Jefferson Capital's 1-Year Sharpe Ratio falls into.


JCAP
17GF Score
Jefferson Capital Inc JCAP
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Jefferson Capital 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.20 mean?
Jefferson Capital (JCAP) has a 1-Year Sharpe Ratio of 0.20 as of Jul. 19, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Jefferson Capital and its competitors.
Is Jefferson Capital's 1-Year Sharpe Ratio too high?
Jefferson Capital's current 1-Year Sharpe Ratio is 0.20. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's 1-Year Sharpe Ratio compare to LU and WRLD?
Jefferson Capital's 1-Year Sharpe Ratio of 0.20 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Jefferson Capital and its competitors. Jefferson Capital's current 1-Year Sharpe Ratio is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current 1-Year Sharpe Ratio of 0.20. The current 1-Year Sharpe Ratio is 0.20. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current 1-Year Sharpe Ratio is 0.20 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jefferson Capital Business Description

Address 600 South Highway 169, Suite 1575, Minneapolis, MN, USA, 55426
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
17GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.54
Price