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Jefferson CapitalJCAP +0.21%17 Days Sales Outstanding is 15.98 as of Jun. 2026, which is 29% below its 10-year median of 22.63. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 295 Credit Services companies, Jefferson Capital ranks better than 64.07% on this metric.
Jefferson Capital (NAS:JCAP) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
Jefferson Capital Days Sales Outstanding Related Terms
Jefferson Capital Days Sales Outstanding Historical Data
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The historical data trend for Jefferson Capital's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JCAP vs LU, QFIN, ATLC: Days Sales Outstanding Comparison
For the Credit Services subindustry, Jefferson Capital's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jefferson Capital Days Sales Outstanding vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jefferson Capital's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where Jefferson Capital's Days Sales Outstanding falls into.
Jefferson Capital Days Sales Outstanding Calculation
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jefferson Capital (JCAP) has a Days Sales Outstanding of 15.98 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Jefferson Capital and its competitors. This is 29% below median its historical median of 22.63. Over the past decade, Jefferson Capital's Days Sales Outstanding has ranged from 17.80 to 22.63. According to the industry distribution chart, Jefferson Capital ranks #106 out of 295 companies in the Credit Services industry, placing it in the top 35.9%.
Is Jefferson Capital's Days Sales Outstanding too high?
Jefferson Capital's current Days Sales Outstanding of 15.98 is 29% below median its 10-year median of 22.63. Over the past 10 years, this metric has ranged from a low of 17.80 to a high of 22.63. The Credit Services industry median Days Sales Outstanding is 42.25. Jefferson Capital's value of 15.98 is 62.2% below this industry median. Based on the distribution chart, Jefferson Capital ranks #106 out of 295 companies in the Credit Services industry, which is above the industry midpoint. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's Days Sales Outstanding compare to LU and QFIN?
According to the Credit Services industry distribution chart, Jefferson Capital ranks #106 out of 295 companies for Days Sales Outstanding. This puts Jefferson Capital in the upper half of its industry. The industry median Days Sales Outstanding is 42.25. Jefferson Capital's value of 15.98 is 62.2% below this benchmark. Historically, Jefferson Capital's own Days Sales Outstanding has ranged from 17.80 to 22.63 over the past decade. While the company's 10-year median is 22.63 vs. the industry median of 42.25, Jefferson Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 42.25, based on 295 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jefferson Capital's current Days Sales Outstanding of 15.98 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Jefferson Capital and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 42.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jefferson Capital's current Days Sales Outstanding is 15.98, which is 29% below median its own 10-year median of 22.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current Days Sales Outstanding of 15.98. The current Days Sales Outstanding is 15.98, which is 29% below median its 10-year median of 22.63 and 62.2% below the Credit Services industry median of 42.25. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current Days Sales Outstanding is 15.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
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