Jefferson Capital's book value per share for the quarter that ended in Mar. 2026 was $8.00.
During the past 12 months, Jefferson Capital's average Book Value Per Share Growth Rate was 24.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
Jefferson Capital's current price is $18.44. Its book value per share for the quarter that ended in Mar. 2026 was $8.00. Hence, today's PB Ratio of Jefferson Capital is 2.31.
During the past 3 years, the highest P/B Ratio of Jefferson Capital was 3.06. The lowest was 2.03. And the median was 2.54.
Jefferson Capital (NAS:JCAP) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Jefferson Capital Book Value per Share Related Terms
Jefferson Capital Book Value per Share Historical Data
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The historical data trend for Jefferson Capital's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JCAP vs LU, WRLD, FINV: Book Value per Share Comparison
For the Credit Services subindustry, Jefferson Capital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jefferson Capital PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jefferson Capital's PB Ratio distribution charts can be found below:
* The bar in red indicates where Jefferson Capital's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jefferson Capital (JCAP) has a Book Value per Share of $8.00 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Jefferson Capital and its competitors.
Is Jefferson Capital's Book Value per Share too high?
Jefferson Capital's current Book Value per Share is $8.00. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's Book Value per Share compare to LU and WRLD?
Jefferson Capital's Book Value per Share of $8.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Credit Services company?
A good Book Value per Share depends on the Credit Services industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Jefferson Capital and its competitors. Jefferson Capital's current Book Value per Share is $8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current Book Value per Share of $8.00. The current Book Value per Share is $8.00. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current Book Value per Share is $8.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
17GF Score
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