JCAP (Jefferson Capital) ROE % Adjusted to Book Value: 13.65% (As of Mar. 2026)


JCAP Jefferson Capital Inc JCAP
17 GF Score
Price $18.58
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What is Jefferson Capital ROE % Adjusted to Book Value?

Jefferson Capital JCAP +1.98% 17 ROE % Adjusted to Book Value is 13.65% as of Mar. 2026. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review.

Jefferson Capital's ROE % for the quarter that ended in Mar. 2026 was 32.76%. Jefferson Capital's PB Ratio for the quarter that ended in Mar. 2026 was 2.40. Jefferson Capital's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 13.65%.

Jefferson Capital ROE % Adjusted to Book Value Related Terms

Jefferson Capital ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Jefferson Capital's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jefferson Capital ROE % Adjusted to Book Value Chart

Jefferson Capital Annual Data
Trend Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
0.00 0.00 15.98

Jefferson Capital Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 18.55 15.73 12.06 13.65

JCAP vs NAVI, WRLD, GDOT: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Jefferson Capital's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jefferson Capital ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jefferson Capital's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Jefferson Capital's ROE % Adjusted to Book Value falls into.


JCAP
17GF Score
Jefferson Capital Inc JCAP
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Jefferson Capital ROE % Adjusted to Book Value Calculation

Jefferson Capital's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=43.78% / 2.74
=15.98%

Jefferson Capital's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=32.76% / 2.40
=13.65%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.65% mean?
Jefferson Capital (JCAP) has a ROE % Adjusted to Book Value of 13.65% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Jefferson Capital and its competitors.
Is Jefferson Capital's ROE % Adjusted to Book Value too high?
Jefferson Capital's current ROE % Adjusted to Book Value is 13.65%. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's ROE % Adjusted to Book Value compare to NAVI and WRLD?
Jefferson Capital's ROE % Adjusted to Book Value of 13.65% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Jefferson Capital and its competitors. Jefferson Capital's current ROE % Adjusted to Book Value is 13.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current ROE % Adjusted to Book Value of 13.65%. The current ROE % Adjusted to Book Value is 13.65%. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current ROE % Adjusted to Book Value is 13.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jefferson Capital Business Description

Address 600 South Highway 169, Suite 1575, Minneapolis, MN, USA, 55426
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
17GF Score

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