JCAP (Jefferson Capital) FCF Yield %: 24.85 (As of Jun. 26, 2026) — Near Median


JCAP Jefferson Capital Inc JCAP
17 GF Score
Price $18.58
! 2 Warning Signs
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What is Jefferson Capital FCF Yield %?

Jefferson Capital JCAP +1.98% 17 FCF Yield % is 24.85 as of Jun. 26, 2026, which is 5% above its 10-year median of 23.68. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 541 Credit Services companies, Jefferson Capital ranks better than 83.73% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Jefferson Capital's Trailing 12-Month Free Cash Flow is $255.8 Mil, and Market Cap is $1,029.7 Mil. Therefore, Jefferson Capital's FCF Yield % for today is 24.85%.

The historical rank and industry rank for Jefferson Capital's FCF Yield % or its related term are showing as below:

JCAP' s FCF Yield % Range Over the Past 10 Years
Min: 16.11   Med: 23.68   Max: 452.28
Current: 24.85


During the past 3 years, the highest FCF Yield % of Jefferson Capital was 452.28%. The lowest was 16.11%. And the median was 23.68%.

JCAP's FCF Yield % is ranked better than
83.73% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs JCAP: 24.85

Jefferson Capital's FCF Margin % for the quarter that ended in Mar. 2026 was 22.47%.


Jefferson Capital FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Jefferson Capital FCF Yield % Related Terms


Jefferson Capital FCF Yield % Historical Data

* Premium members only.

The historical data trend for Jefferson Capital's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jefferson Capital FCF Yield % Chart

Jefferson Capital Annual Data
Trend Dec23 Dec24 Dec25
FCF Yield %
0.00 0.00 20.56

Jefferson Capital Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 29.21 25.04 22.95 14.89

JCAP vs NAVI, WRLD, GDOT: FCF Yield % Comparison

For the Credit Services subindustry, Jefferson Capital's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jefferson Capital FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jefferson Capital's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Jefferson Capital's FCF Yield % falls into.


JCAP
17GF Score
Jefferson Capital Inc JCAP
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jefferson Capital FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Jefferson Capital's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=267.728 / 1302.39966
=20.56%

Jefferson Capital's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=39.64 * 4 / 1064.80356
=14.89%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 24.85 mean?
Jefferson Capital (JCAP) has a FCF Yield % of 24.85 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jefferson Capital and its competitors. This is near median its historical median of 23.68. Over the past decade, Jefferson Capital's FCF Yield % has ranged from 16.11 to 452.28. According to the industry distribution chart, Jefferson Capital ranks #88 out of 541 companies in the Credit Services industry, placing it in the top 16.3%.
Is Jefferson Capital's FCF Yield % too high?
Jefferson Capital's current FCF Yield % of 24.85 is near median its 10-year median of 23.68. Over the past 10 years, this metric has ranged from a low of 16.11 to a high of 452.28. Based on the distribution chart, Jefferson Capital ranks #88 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's FCF Yield % compare to NAVI and WRLD?
According to the Credit Services industry distribution chart, Jefferson Capital ranks #88 out of 541 companies for FCF Yield %. This places Jefferson Capital in the top 16% of its industry — outperforming the majority of peers. Historically, Jefferson Capital's own FCF Yield % has ranged from 16.11 to 452.28 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jefferson Capital and its competitors. Jefferson Capital's current FCF Yield % is 24.85, which is near median its own 10-year median of 23.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current FCF Yield % of 24.85. The current FCF Yield % is 24.85, which is near median its 10-year median of 23.68. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current FCF Yield % is 24.85 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jefferson Capital Business Description

Address 600 South Highway 169, Suite 1575, Minneapolis, MN, USA, 55426
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
17GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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