Jefferson CapitalJCAP -1.54%17 Receivables Turnover is 6.00 as of Mar. 2026. GuruFocus rates JCAP with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 294 Credit Services companies, Jefferson Capital ranks better than 64.29% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Jefferson Capital's Revenue for the
three
months ended in Mar. 2026 was $176.4 Mil. Jefferson Capital's average Accounts Receivable for the
three
months ended in Mar. 2026 was $29.4 Mil.
Hence, Jefferson Capital's Receivables Turnover for the
three
months ended in Mar. 2026 was 6.00.
Jefferson Capital (NAS:JCAP) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Jefferson Capital Receivables Turnover Related Terms
Jefferson Capital Receivables Turnover Historical Data
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The historical data trend for Jefferson Capital's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JCAP vs LU, WRLD, FINV: Receivables Turnover Comparison
For the Credit Services subindustry, Jefferson Capital's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jefferson Capital Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jefferson Capital's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Jefferson Capital's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jefferson Capital (JCAP) has a Receivables Turnover of 6.00 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Jefferson Capital and its competitors. According to the industry distribution chart, Jefferson Capital ranks #105 out of 294 companies in the Credit Services industry, placing it in the top 35.7%.
Is Jefferson Capital's Receivables Turnover too high?
Jefferson Capital's current Receivables Turnover is 6.00. The Credit Services industry median Receivables Turnover is 9.00. Jefferson Capital's value of 6.00 is 33.3% below this industry median. Based on the distribution chart, Jefferson Capital ranks #105 out of 294 companies in the Credit Services industry, which is above the industry midpoint. Overall, Jefferson Capital has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Jefferson Capital's Receivables Turnover compare to LU and WRLD?
According to the Credit Services industry distribution chart, Jefferson Capital ranks #105 out of 294 companies for Receivables Turnover. This puts Jefferson Capital in the upper half of its industry. The industry median Receivables Turnover is 9.00. Jefferson Capital's value of 6.00 is 33.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jefferson Capital's current Receivables Turnover of 6.00 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Jefferson Capital and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jefferson Capital's current Receivables Turnover is 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jefferson Capital stock overvalued right now?
Jefferson Capital (JCAP) has a current Receivables Turnover of 6.00. The current Receivables Turnover is 6.00 and 33.3% below the Credit Services industry median of 9.00. Jefferson Capital's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Jefferson Capital (JCAP), the current Receivables Turnover is 6.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
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