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EZCORPMEX:EZPW 75 3-Year Book Growth Rate is 11.10% as of Jun. 2026, which is 90% above its 10-year median of 5.85. GuruFocus rates MEX:EZPW with a GF Score™ of 75/100. The stock has 3 warning signs investors should review. Among 516 Credit Services companies, EZCORP ranks better than 64.92% on this metric.
During the past 12 months, EZCORP's average Book Value per Share Growth Rate was 16.70% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 7.50% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 2.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of EZCORP was 27.50% per year. The lowest was -12.70% per year. And the median was 5.85% per year.
EZCORP (MEX:EZPW) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
EZCORP 3-Year Book Growth Rate Related Terms
MEX:EZPW vs ECPG, WU, AGM.A: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, EZCORP's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where EZCORP's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.10% mean?
EZCORP (MEX:EZPW) has a 3-Year Book Growth Rate of 11.10% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for EZCORP and its competitors. This is 90% above median its historical median of 5.85. According to the industry distribution chart, EZCORP ranks #181 out of 516 companies in the Credit Services industry, placing it in the top 35.1%.
Is EZCORP's 3-Year Book Growth Rate too high?
EZCORP's current 3-Year Book Growth Rate of 11.10% is 90% above median its 10-year median of 5.85. The Credit Services industry median 3-Year Book Growth Rate is 6.00. EZCORP's value of 11.10% is 85% above this industry median. Based on the distribution chart, EZCORP ranks #181 out of 516 companies in the Credit Services industry, which is above the industry midpoint. Overall, EZCORP has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's 3-Year Book Growth Rate compare to ECPG and WU?
According to the Credit Services industry distribution chart, EZCORP ranks #181 out of 516 companies for 3-Year Book Growth Rate. This puts EZCORP in the upper half of its industry. The industry median 3-Year Book Growth Rate is 6.00. EZCORP's value of 11.10% is 85% above this benchmark. While the company's 10-year median is 5.85 vs. the industry median of 6.00, EZCORP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 6.00, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current 3-Year Book Growth Rate of 11.10% is 85% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for EZCORP and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current 3-Year Book Growth Rate is 11.10%, which is 90% above median its own 10-year median of 5.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current 3-Year Book Growth Rate of 11.10%. The current 3-Year Book Growth Rate is 11.10%, which is 90% above median its 10-year median of 5.85 and 85% above the Credit Services industry median of 6.00. EZCORP's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current 3-Year Book Growth Rate is 11.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
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