EZCORPMEX:EZPW 68 Gross Margin % is 58.19% as of Mar. 2026, which is 1% below its 10-year median of 58.59. GuruFocus rates MEX:EZPW with a GF Score™ of 68/100. The stock has 5 warning signs investors should review. Among 388 Credit Services companies, EZCORP ranks better than 57.22% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. EZCORP's Gross Profit for the
three
months ended in Mar. 2026 was MXN4,689.19 Mil. EZCORP's Revenue for the
three
months ended in Mar. 2026 was MXN8,058.47 Mil. Therefore, EZCORP's Gross Margin % for the quarter that ended in Mar. 2026 was 58.19%.
The historical rank and industry rank for EZCORP's Gross Margin % or its related term are showing as below:
MEX:EZPW'
s Gross Margin % Range Over the Past 10 Years
Min: 54.6 Med: 58.59 Max: 61.61
Current: 58.59
During the past 13 years, the highestGross Margin % of EZCORP was 61.61%. The lowest was 54.60%. And the median was 58.59%.
MEX:EZPW's Gross Margin % is ranked better than 57.22% of 388
companies
in the Credit Services industry
Industry Median: 51.845
vs MEX:EZPW: 58.59
EZCORP had a gross margin of 58.19% for the quarter that ended in Mar. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for EZCORP was 0.50% per year.
EZCORP (MEX:EZPW) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
EZCORP had a gross margin of 58.19% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
EZCORP Gross Margin % Related Terms
EZCORP Gross Margin % Historical Data
* Premium members only.
The historical data trend for EZCORP's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:EZPW vs QFIN, AGM.A, ECPG: Gross Margin % Comparison
For the Credit Services subindustry, EZCORP's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's Gross Margin % distribution charts can be found below:
* The bar in red indicates where EZCORP's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
EZCORP (MEX:EZPW) has a Gross Margin % of 58.19% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on EZCORP and its competitors. This is near median its historical median of 58.59. Over the past decade, EZCORP's Gross Margin % has ranged from 54.60 to 61.61. According to the industry distribution chart, EZCORP ranks #166 out of 388 companies in the Credit Services industry, placing it in the top 42.8%.
Is EZCORP's Gross Margin % too high?
EZCORP's current Gross Margin % of 58.19% is near median its 10-year median of 58.59. Over the past 10 years, this metric has ranged from a low of 54.60 to a high of 61.61. The Credit Services industry median Gross Margin % is 51.85. EZCORP's value of 58.19% is 12.2% above this industry median. Based on the distribution chart, EZCORP ranks #166 out of 388 companies in the Credit Services industry, which is above the industry midpoint. Overall, EZCORP has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Gross Margin % compare to QFIN and AGM.A?
According to the Credit Services industry distribution chart, EZCORP ranks #166 out of 388 companies for Gross Margin %. This puts EZCORP in the upper half of its industry. The industry median Gross Margin % is 51.85. EZCORP's value of 58.19% is 12.2% above this benchmark. Historically, EZCORP's own Gross Margin % has ranged from 54.60 to 61.61 over the past decade. While the company's 10-year median is 58.59 vs. the industry median of 51.85, EZCORP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.85, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current Gross Margin % of 58.19% is 12.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on EZCORP and its competitors. For the Credit Services industry, the median Gross Margin % is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current Gross Margin % is 58.19%, which is near median its own 10-year median of 58.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current Gross Margin % of 58.19%. The current Gross Margin % is 58.19%, which is near median its 10-year median of 58.59 and 12.2% above the Credit Services industry median of 51.85. EZCORP's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current Gross Margin % is 58.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
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