EZCORP (MEX:EZPW) FCF Margin %: 8.51% (As of Mar. 2026) — 44% Above Median


What is EZCORP FCF Margin %?

EZCORP MEX:EZPW 68 FCF Margin % is 8.51% as of Mar. 2026, which is 44% above its 10-year median of 5.91. GuruFocus rates MEX:EZPW with a GF Score™ of 68/100. The stock has 5 warning signs investors should review. Among 531 Credit Services companies, EZCORP ranks better than 58% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. EZCORP's Free Cash Flow for the three months ended in Mar. 2026 was MXN685.39 Mil. EZCORP's Revenue for the three months ended in Mar. 2026 was MXN8,058.47 Mil. Therefore, EZCORP's FCF Margin % for the quarter that ended in Mar. 2026 was 8.51%.

As of today, EZCORP's current FCF Yield % is 6.56%.

The historical rank and industry rank for EZCORP's FCF Margin % or its related term are showing as below:


During the past 13 years, the highest FCF Margin % of EZCORP was 8.67%. The lowest was 2.50%. And the median was 5.91%.

MEX:EZPW's FCF Margin % is not ranked *
in the Credit Services industry.
Industry Median: 0.24
* Ranked among companies with meaningful FCF Margin % only.


EZCORP FCF Margin % Related Terms


EZCORP FCF Margin % Historical Data

* Premium members only.

The historical data trend for EZCORP's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EZCORP FCF Margin % Chart

EZCORP Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.13 3.91 5.85 6.70 8.67

EZCORP Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.33 8.27 10.61 8.30 8.51

MEX:EZPW vs QFIN, AGM.A, ECPG: FCF Margin % Comparison

For the Credit Services subindustry, EZCORP's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EZCORP FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, EZCORP's FCF Margin % distribution charts can be found below:

* The bar in red indicates where EZCORP's FCF Margin % falls into.



EZCORP FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

EZCORP's FCF Margin for the fiscal year that ended in Sep. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Sep. 2025 )/Revenue (A: Sep. 2025 )
=2025.64/23375.647
=8.67 %

EZCORP's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=685.387/8058.471
=8.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 8.51% mean?
EZCORP (MEX:EZPW) has a FCF Margin % of 8.51% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on EZCORP and its competitors. This is 44% above median its historical median of 5.91. Over the past decade, EZCORP's FCF Margin % has ranged from 2.50 to 8.67. According to the industry distribution chart, EZCORP ranks #223 out of 531 companies in the Credit Services industry, placing it in the top 42%.
Is EZCORP's FCF Margin % too high?
EZCORP's current FCF Margin % of 8.51% is 44% above median its 10-year median of 5.91. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 8.67. The Credit Services industry median FCF Margin % is 0.24. EZCORP's value of 8.51% is 3445.8% above this industry median. Based on the distribution chart, EZCORP ranks #223 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, EZCORP has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's FCF Margin % compare to QFIN and AGM.A?
According to the Credit Services industry distribution chart, EZCORP ranks #223 out of 531 companies for FCF Margin %. This puts EZCORP in the upper half of its industry. The industry median FCF Margin % is 0.24. EZCORP's value of 8.51% is 3445.8% above this benchmark. Historically, EZCORP's own FCF Margin % has ranged from 2.50 to 8.67 over the past decade. While the company's 10-year median is 5.91 vs. the industry median of 0.24, EZCORP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current FCF Margin % of 8.51% is 3445.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on EZCORP and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current FCF Margin % is 8.51%, which is 44% above median its own 10-year median of 5.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current FCF Margin % of 8.51%. The current FCF Margin % is 8.51%, which is 44% above median its 10-year median of 5.91 and 3445.8% above the Credit Services industry median of 0.24. EZCORP's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current FCF Margin % is 8.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

EZCORP Business Description

Other Exchanges EZPW:USAEZ2A:Germany
Address 2500 Bee Cave Road, Suite 200, Building One, Rollingwood, TX, USA, 78746
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.