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EZCORPMEX:EZPW 74 Equity-to-Asset is 0.54 as of Jun. 2026, which is at its 10-year median of 0.54. GuruFocus rates MEX:EZPW with a GF Score™ of 74/100. The stock has 1 warning sign investors should review. Among 549 Credit Services companies, EZCORP ranks better than 63.39% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. EZCORP's Total Stockholders Equity for the quarter that ended in Jun. 2026 was MXN20,320.79 Mil. EZCORP's Total Assets for the quarter that ended in Jun. 2026 was MXN37,798.60 Mil.
Therefore, EZCORP's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.54.
The historical rank and industry rank for EZCORP's Equity-to-Asset or its related term are showing as below:
MEX:EZPW'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.47 Med: 0.54 Max: 0.7
Current: 0.54
During the past 13 years, the highest Equity to Asset Ratio of EZCORP was 0.70. The lowest was 0.47. And the median was 0.54.
MEX:EZPW's Equity-to-Asset is ranked better than 63.39% of 549
companies
in the Credit Services industry
Industry Median: 0.4
vs MEX:EZPW: 0.54
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
EZCORP Equity-to-Asset Related Terms
EZCORP Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for EZCORP's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:EZPW vs ECPG, QFIN, ATLC: Equity-to-Asset Comparison
For the Credit Services subindustry, EZCORP's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where EZCORP's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
EZCORP's Equity to Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EZCORP (MEX:EZPW) has a Equity-to-Asset of 0.54 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on EZCORP and its competitors. This is near median its historical median of 0.54. Over the past decade, EZCORP's Equity-to-Asset has ranged from 0.47 to 0.70. According to the industry distribution chart, EZCORP ranks #201 out of 549 companies in the Credit Services industry, placing it in the top 36.6%.
Is EZCORP's Equity-to-Asset too high?
EZCORP's current Equity-to-Asset of 0.54 is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 0.70. The Credit Services industry median Equity-to-Asset is 0.40. EZCORP's value of 0.54 is 35% above this industry median. Based on the distribution chart, EZCORP ranks #201 out of 549 companies in the Credit Services industry, which is above the industry midpoint. Overall, EZCORP has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Equity-to-Asset compare to ECPG and QFIN?
According to the Credit Services industry distribution chart, EZCORP ranks #201 out of 549 companies for Equity-to-Asset. This puts EZCORP in the upper half of its industry. The industry median Equity-to-Asset is 0.40. EZCORP's value of 0.54 is 35% above this benchmark. Historically, EZCORP's own Equity-to-Asset has ranged from 0.47 to 0.70 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.40, EZCORP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current Equity-to-Asset of 0.54 is 35% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on EZCORP and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current Equity-to-Asset is 0.54, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current Equity-to-Asset of 0.54. The current Equity-to-Asset is 0.54, which is near median its 10-year median of 0.54 and 35% above the Credit Services industry median of 0.40. EZCORP's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current Equity-to-Asset is 0.54 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
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