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EZCORPMEX:EZPW 77 3-Year EBITDA Growth Rate is 22.10% as of Jun. 2026, which is 230% above its 10-year median of 6.70. GuruFocus rates MEX:EZPW with a GF Score™ of 77/100. The stock has 1 warning sign investors should review. Among 319 Credit Services companies, EZCORP ranks better than 66.77% on this metric.
During the past 12 months, EZCORP's average EBITDA Per Share Growth Rate was 54.30% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 22.10% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 23.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of EZCORP was 103.70% per year. The lowest was -36.20% per year. And the median was 6.70% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
EZCORP 3-Year EBITDA Growth Rate Related Terms
MEX:EZPW vs ECPG, QFIN, ATLC: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, EZCORP's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where EZCORP's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 22.10% mean?
EZCORP (MEX:EZPW) has a 3-Year EBITDA Growth Rate of 22.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for EZCORP and its competitors. This is 230% above median its historical median of 6.70. According to the industry distribution chart, EZCORP ranks #106 out of 319 companies in the Credit Services industry, placing it in the top 33.2%.
Is EZCORP's 3-Year EBITDA Growth Rate too high?
EZCORP's current 3-Year EBITDA Growth Rate of 22.10% is 230% above median its 10-year median of 6.70. The Credit Services industry median 3-Year EBITDA Growth Rate is 9.10. EZCORP's value of 22.10% is 142.9% above this industry median. Based on the distribution chart, EZCORP ranks #106 out of 319 companies in the Credit Services industry, which is above the industry midpoint. Overall, EZCORP has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's 3-Year EBITDA Growth Rate compare to ECPG and QFIN?
According to the Credit Services industry distribution chart, EZCORP ranks #106 out of 319 companies for 3-Year EBITDA Growth Rate. This puts EZCORP in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.10. EZCORP's value of 22.10% is 142.9% above this benchmark. While the company's 10-year median is 6.70 vs. the industry median of 9.10, EZCORP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.10, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current 3-Year EBITDA Growth Rate of 22.10% is 142.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for EZCORP and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current 3-Year EBITDA Growth Rate is 22.10%, which is 230% above median its own 10-year median of 6.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current 3-Year EBITDA Growth Rate of 22.10%. The current 3-Year EBITDA Growth Rate is 22.10%, which is 230% above median its 10-year median of 6.70 and 142.9% above the Credit Services industry median of 9.10. EZCORP's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current 3-Year EBITDA Growth Rate is 22.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
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