Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EZCORPMEX:EZPW 70 3-Year EPS without NRI Growth Rate is 24.00% as of Jun. 2026, which is 7% above its 10-year median of 22.40. GuruFocus rates MEX:EZPW with a GF Score™ of 70/100. The stock has 5 warning signs investors should review. Among 427 Credit Services companies, EZCORP ranks better than 66.74% on this metric.
During the past 12 months, EZCORP's average EPS without NRI Growth Rate was 53.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 24.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of EZCORP was 508.20% per year. The lowest was -84.30% per year. And the median was 22.40% per year.
EZCORP (MEX:EZPW) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
EZCORP 3-Year EPS without NRI Growth Rate Related Terms
MEX:EZPW vs ECPG, WU, AGM.A: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, EZCORP's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where EZCORP's 3-Year EPS without NRI Growth Rate falls into.
EZCORP 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 24.00% mean?
EZCORP (MEX:EZPW) has a 3-Year EPS without NRI Growth Rate of 24.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for EZCORP and its competitors. This is near median its historical median of 22.40. According to the industry distribution chart, EZCORP ranks #142 out of 427 companies in the Credit Services industry, placing it in the top 33.3%.
Is EZCORP's 3-Year EPS without NRI Growth Rate too high?
EZCORP's current 3-Year EPS without NRI Growth Rate of 24.00% is near median its 10-year median of 22.40. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.40. EZCORP's value of 24.00% is 110.5% above this industry median. Based on the distribution chart, EZCORP ranks #142 out of 427 companies in the Credit Services industry, which is above the industry midpoint. Overall, EZCORP has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's 3-Year EPS without NRI Growth Rate compare to ECPG and WU?
According to the Credit Services industry distribution chart, EZCORP ranks #142 out of 427 companies for 3-Year EPS without NRI Growth Rate. This puts EZCORP in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. EZCORP's value of 24.00% is 110.5% above this benchmark. While the company's 10-year median is 22.40 vs. the industry median of 11.40, EZCORP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current 3-Year EPS without NRI Growth Rate of 24.00% is 110.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for EZCORP and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current 3-Year EPS without NRI Growth Rate is 24.00%, which is near median its own 10-year median of 22.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current 3-Year EPS without NRI Growth Rate of 24.00%. The current 3-Year EPS without NRI Growth Rate is 24.00%, which is near median its 10-year median of 22.40 and 110.5% above the Credit Services industry median of 11.40. EZCORP's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current 3-Year EPS without NRI Growth Rate is 24.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:EZPW has been successfully added to your 
