EZCORP (MEX:EZPW) Intrinsic Value: Projected FCF: MXN0.00 (As of Sep. 12, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is EZCORP Intrinsic Value: Projected FCF?

EZCORP MEX:EZPW 75 Intrinsic Value: Projected FCF is MXN0.00 as of Sep. 12, 2026. GuruFocus rates MEX:EZPW with a GF Score™ of 75/100. The stock has 3 warning signs investors should review. Among 307 Credit Services companies, EZCORP ranks worse than 71.99% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-12), EZCORP's Intrinsic Value: Projected FCF is MXN0.00. The stock price of EZCORP is MXN0.00. Therefore, EZCORP's Price-to-Intrinsic-Value-Projected-FCF of today is 1.7.

The historical rank and industry rank for EZCORP's Intrinsic Value: Projected FCF or its related term are showing as below:

MEX:EZPW' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.22   Med: 0.61   Max: 1.78
Current: 1.67

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of EZCORP was 1.78. The lowest was 0.22. And the median was 0.61.

MEX:EZPW's Price-to-Projected-FCF is ranked worse than
71.99% of 307 companies
in the Credit Services industry
Industry Median: 0.72 vs MEX:EZPW: 1.67

EZCORP  (MEX:EZPW) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

EZCORP's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.00/345.86016188774
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EZCORP Intrinsic Value: Projected FCF Related Terms


EZCORP Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for EZCORP's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EZCORP Intrinsic Value: Projected FCF Chart

EZCORP Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

EZCORP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MEX:EZPW vs ECPG, WU, AGM.A: Intrinsic Value: Projected FCF Comparison

For the Credit Services subindustry, EZCORP's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EZCORP Price-to-Projected-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, EZCORP's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where EZCORP's Price-to-Projected-FCF falls into.



EZCORP Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get EZCORP's Free Cash Flow(6 year avg) = MXN1,269.48.

EZCORP's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun26)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*1269.48208+20320.791*0.8)/81.948
=345.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of MXN0.00 mean?
EZCORP (MEX:EZPW) has a Intrinsic Value: Projected FCF of MXN0.00 as of Sep. 12, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on EZCORP and its competitors. According to the industry distribution chart, EZCORP ranks #221 out of 307 companies in the Credit Services industry, placing it in the top 72%.
Is EZCORP's Intrinsic Value: Projected FCF too high?
EZCORP's current Intrinsic Value: Projected FCF is MXN0.00. Based on the distribution chart, EZCORP ranks #221 out of 307 companies in the Credit Services industry, which is below the industry midpoint. Overall, EZCORP has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Intrinsic Value: Projected FCF compare to ECPG and WU?
According to the Credit Services industry distribution chart, EZCORP ranks #221 out of 307 companies for Intrinsic Value: Projected FCF. This places EZCORP in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Credit Services company?
The median Intrinsic Value: Projected FCF among Credit Services companies is 0.72, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on EZCORP and its competitors. For the Credit Services industry, the median Intrinsic Value: Projected FCF is 0.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current Intrinsic Value: Projected FCF is MXN0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current Intrinsic Value: Projected FCF of MXN0.00. The current Intrinsic Value: Projected FCF is MXN0.00. EZCORP's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current Intrinsic Value: Projected FCF is MXN0.00 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

EZCORP Business Description

Other Exchanges EZPW:USAEZ2A:Germany
Address 2500 Bee Cave Road, Suite 200, Building One, Rollingwood, TX, USA, 78746
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.