EZCORPMEX:EZPW 68 Quick Ratio is 3.52 as of Mar. 2026, which is 2% below its 10-year median of 3.60. GuruFocus rates MEX:EZPW with a GF Score™ of 68/100. The stock has 5 warning signs investors should review. Among 394 Credit Services companies, EZCORP ranks worse than 53.81% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. EZCORP's quick ratio for the quarter that ended in Mar. 2026 was 3.52.
EZCORP has a quick ratio of 3.52. It generally indicates good short-term financial strength.
The historical rank and industry rank for EZCORP's Quick Ratio or its related term are showing as below:
MEX:EZPW'
s Quick Ratio Range Over the Past 10 Years
Min: 1.95 Med: 3.6 Max: 5.88
Current: 3.52
During the past 13 years, EZCORP's highest Quick Ratio was 5.88. The lowest was 1.95. And the median was 3.60.
MEX:EZPW's Quick Ratio is ranked worse than 53.81% of 394
companies
in the Credit Services industry
Industry Median: 4.93
vs MEX:EZPW: 3.52
EZCORP (MEX:EZPW) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
EZCORP Quick Ratio Related Terms
EZCORP Quick Ratio Historical Data
* Premium members only.
The historical data trend for EZCORP's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:EZPW vs QFIN, AGM.A, ECPG: Quick Ratio Comparison
For the Credit Services subindustry, EZCORP's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's Quick Ratio distribution charts can be found below:
* The bar in red indicates where EZCORP's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
EZCORP's Quick Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EZCORP (MEX:EZPW) has a Quick Ratio of 3.52 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on EZCORP and its competitors. This is near median its historical median of 3.60. Over the past decade, EZCORP's Quick Ratio has ranged from 1.95 to 5.88. According to the industry distribution chart, EZCORP ranks #212 out of 394 companies in the Credit Services industry, placing it in the top 53.8%.
Is EZCORP's Quick Ratio too high?
EZCORP's current Quick Ratio of 3.52 is near median its 10-year median of 3.60. Over the past 10 years, this metric has ranged from a low of 1.95 to a high of 5.88. The Credit Services industry median Quick Ratio is 4.93. EZCORP's value of 3.52 is 28.6% below this industry median. Based on the distribution chart, EZCORP ranks #212 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, EZCORP has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Quick Ratio compare to QFIN and AGM.A?
According to the Credit Services industry distribution chart, EZCORP ranks #212 out of 394 companies for Quick Ratio. This places EZCORP in the lower half of its industry. The industry median Quick Ratio is 4.93. EZCORP's value of 3.52 is 28.6% below this benchmark. Historically, EZCORP's own Quick Ratio has ranged from 1.95 to 5.88 over the past decade. While the company's 10-year median is 3.60 vs. the industry median of 4.93, EZCORP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.93, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current Quick Ratio of 3.52 is 28.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on EZCORP and its competitors. For the Credit Services industry, the median Quick Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current Quick Ratio is 3.52, which is near median its own 10-year median of 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current Quick Ratio of 3.52. The current Quick Ratio is 3.52, which is near median its 10-year median of 3.60 and 28.6% below the Credit Services industry median of 4.93. EZCORP's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current Quick Ratio is 3.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
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