Business Description
EZCORP Inc
NAICS : 522291
SIC : 6141
Share Class Description:
MEX:EZPW: Registered Shs -A- Non VtgTotal Employee Number:
8,500Description
EZCORP Inc. is a specialty consumer finance company that operates pawn stores in the United States and Latin America. Through its U.S. Pawn and Latin America Pawn segments, it provides pawn loans secured by collateral such as jewelry, electronics, tools, and other personal property, along with short-term unsecured consumer loans in some markets. The company also buys and sells second-hand merchandise, including pre-owned goods and forfeited collateral, and sells scrap jewelry. Its customers are primarily individuals seeking short-term cash who may lack access to traditional banking or credit. Revenue comes from pawn service charges and fees on loans, merchandise sales, and jewelry scrapping sales, with merchandise sales representing the largest source. Operations are concentrated in the United States, Mexico, and other parts of Latin America.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.38 | |||||
Equity-to-Asset | 0.54 | |||||
Debt-to-Equity | 0.7 | |||||
Debt-to-EBITDA | 2.87 | |||||
Interest Coverage | 6.67 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 3.27 | |||||
Beneish M-Score | -2.18 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.4 | |||||
3-Year EBITDA Growth Rate | 22.1 | |||||
3-Year EPS without NRI Growth Rate | 24 | |||||
3-Year FCF Growth Rate | 46.6 | |||||
3-Year Book Growth Rate | 11.1 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 17.92 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 14.85 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.81 | |||||
Quick Ratio | 3.45 | |||||
Cash Ratio | 1.34 | |||||
Days Inventory | 146.7 | |||||
Days Sales Outstanding | 16.37 | |||||
Days Payable | 12.61 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -2.6 | |||||
Shareholder Yield % | -4.31 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 58.55 | |||||
Operating Margin % | 13.89 | |||||
Net Margin % | 9.99 | |||||
EBITDA Margin % | 17.81 | |||||
ROE % | 14.74 | |||||
ROA % | 7.83 | |||||
ROIC % | 10.82 | |||||
3-Year ROIIC % | 17.69 | |||||
ROC (Joel Greenblatt) % | 45.67 | |||||
ROCE % | 13.53 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 16.4 | |||||
Forward PE Ratio | 9.86 | |||||
PE Ratio without NRI | 16.4 | |||||
Shiller PE Ratio | 57.61 | |||||
Price-to-Owner-Earnings | 36.81 | |||||
PEG Ratio | 0.7 | |||||
PS Ratio | 1.71 | |||||
PB Ratio | 1.71 | |||||
Price-to-Tangible-Book | 3.54 | |||||
Price-to-Free-Cash-Flow | 19.61 | |||||
Price-to-Operating-Cash-Flow | 14.94 | |||||
EV-to-EBIT | 10.16 | |||||
EV-to-EBITDA | 8.85 | |||||
EV-to-Revenue | 1.58 | |||||
EV-to-FCF | 18.06 | |||||
Price-to-Projected-FCF | 1.67 | |||||
Price-to-Median-PS-Value | 2.43 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.16 | |||||
| Price-to-Net-Current-Asset-Value | 17.37 | |||||
Earnings Yield (Greenblatt) % | 9.84 | |||||
FCF Yield % | 6.93 | |||||
Forward Rate of Return (Yacktman) % | 16.97 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
EZCORP Inc Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil MXN) | |||
| EPS (TTM) (MXN) | - | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | - | ||
| 14-Day ATR (MXN) | - | ||
| 20-Day SMA (MXN) | - | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (MXN) | 0 - 0 | ||
| Shares Outstanding (Mil) | 56.53 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
EZCORP Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
EZCORP Inc Stock Events
| Event | Date | Price (MXN) | ||
|---|---|---|---|---|
| First quarter earnings conference call for 2027 | 2027-02-05 09:00 | In 137 days | ||
| First quarter earnings results for 2027 | 2027-02-04 | In 135 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-11-13 09:00 | In 53 days | ||
| Annual report for 2026 | 2026-11-13 | In 52 days | ||
| Fourth quarter earnings results for 2026 | 2026-11-13 | In 52 days | ||
| Canaccord Genuity 46th Annual Growth Conference | 2026-08-11 10:00 | -- | ||
| Third quarter earnings conference call for 2026 | 2026-08-06 09:00 | -- | ||
| Third quarter earnings results for 2026 | 2026-08-06 | -- | ||
| Second quarter earnings conference call for 2026 | 2026-05-07 09:00 | -- | ||
| Second quarter earnings results for 2026 | 2026-05-06 | -- |
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EZCORP Inc Frequently Asked Questions
What is EZCORP Inc(MEX:EZPW)'s stock price today?
The current price of MEX:EZPW is MXN0.00. The 52 week high of MEX:EZPW is MXN0.00 and 52 week low is MXN0.00.
When is next earnings date of EZCORP Inc(MEX:EZPW)?
The next earnings date of EZCORP Inc(MEX:EZPW) is 2026-11-13 Est..
Does EZCORP Inc(MEX:EZPW) pay dividends? If so, how much?
EZCORP Inc(MEX:EZPW) does not pay dividend.
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