EZCORPMEX:EZPW 68 Days Payable is 10.19 as of Mar. 2026, which is 49% below its 10-year median of 20.01. GuruFocus rates MEX:EZPW with a GF Score™ of 68/100. The stock has 5 warning signs investors should review. Among 301 Credit Services companies, EZCORP ranks worse than 70.1% on this metric.
EZCORP's average Accounts Payable for the
three
months ended in Mar. 2026 was MXN376.18 Mil. EZCORP's Cost of Goods Sold for the
three
months ended in Mar. 2026 was MXN3,369.28 Mil.
Hence, EZCORP's Days Payable for the
three
months ended in Mar. 2026 was 10.19.
The historical rank and industry rank for EZCORP's Days Payable or its related term are showing as below:
MEX:EZPW'
s Days Payable Range Over the Past 10 Years
Min: 13.01 Med: 20.01 Max: 35.07
Current: 12.17
During the past 13 years, EZCORP's highest Days Payable was 35.07. The lowest was 13.01. And the median was 20.01.
MEX:EZPW's Days Payable is ranked worse than 70.1% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs MEX:EZPW: 12.17
EZCORP's Days Payable
declined
from Mar. 2025 (10.72) to Mar. 2026 (10.19).
It may suggest that EZCORPaccelerated paying its suppliers.
EZCORP Days Payable Related Terms
EZCORP Days Payable Historical Data
* Premium members only.
The historical data trend for EZCORP's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:EZPW vs QFIN, AGM.A, ECPG: Days Payable Comparison
For the Credit Services subindustry, EZCORP's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's Days Payable distribution charts can be found below:
* The bar in red indicates where EZCORP's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
EZCORP's Days Payable for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EZCORP (MEX:EZPW) has a Days Payable of 10.19 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on EZCORP and its competitors. This is 49% below median its historical median of 20.01. Over the past decade, EZCORP's Days Payable has ranged from 13.01 to 35.07. According to the industry distribution chart, EZCORP ranks #211 out of 301 companies in the Credit Services industry, placing it in the top 70.1%.
Is EZCORP's Days Payable too high?
EZCORP's current Days Payable of 10.19 is 49% below median its 10-year median of 20.01. Over the past 10 years, this metric has ranged from a low of 13.01 to a high of 35.07. The Credit Services industry median Days Payable is 33.87. EZCORP's value of 10.19 is 69.9% below this industry median. Based on the distribution chart, EZCORP ranks #211 out of 301 companies in the Credit Services industry, which is below the industry midpoint. Overall, EZCORP has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Days Payable compare to QFIN and AGM.A?
According to the Credit Services industry distribution chart, EZCORP ranks #211 out of 301 companies for Days Payable. This places EZCORP in the lower half of its industry. The industry median Days Payable is 33.87. EZCORP's value of 10.19 is 69.9% below this benchmark. Historically, EZCORP's own Days Payable has ranged from 13.01 to 35.07 over the past decade. While the company's 10-year median is 20.01 vs. the industry median of 33.87, EZCORP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current Days Payable of 10.19 is 69.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on EZCORP and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current Days Payable is 10.19, which is 49% below median its own 10-year median of 20.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
EZCORP (MEX:EZPW) has a current Days Payable of 10.19. The current Days Payable is 10.19, which is 49% below median its 10-year median of 20.01 and 69.9% below the Credit Services industry median of 33.87. EZCORP's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For EZCORP (MEX:EZPW), the current Days Payable is 10.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
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