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Elmer Bancorp's book value per share for the quarter that ended in Dec. 2025 was $33.90.
During the past 12 months, Elmer Bancorp's average Book Value Per Share Growth Rate was 9.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Elmer Bancorp was 18.30% per year. The lowest was 2.00% per year. And the median was 5.85% per year.
Elmer Bancorp's current price is $25.00. Its book value per share for the quarter that ended in Dec. 2025 was $33.90. Hence, today's PB Ratio of Elmer Bancorp is 0.74.
During the past 13 years, the highest P/B Ratio of Elmer Bancorp was 0.89. The lowest was 0.56. And the median was 0.73.
Elmer Bancorp (OTCPK:ELMA) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Elmer Bancorp Book Value per Share Related Terms
Elmer Bancorp Book Value per Share Historical Data
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The historical data trend for Elmer Bancorp's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELMA vs CNBZ, VWFB, CDAB: Book Value per Share Comparison
For the Banks - Regional subindustry, Elmer Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elmer Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Elmer Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Elmer Bancorp's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Elmer Bancorp (ELMA) has a Book Value per Share of $33.90 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Elmer Bancorp and its competitors.
Is Elmer Bancorp's Book Value per Share too high?
Elmer Bancorp's current Book Value per Share is $33.90. Overall, Elmer Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Book Value per Share compare to CNBZ and VWFB?
Elmer Bancorp's Book Value per Share of $33.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Elmer Bancorp and its competitors. Elmer Bancorp's current Book Value per Share is $33.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.12, compared to a current price of $25.00 — trading 0.5% below its estimated fair value. The current Book Value per Share is $33.90. Elmer Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Book Value per Share is $33.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Elmer Bancorp (ELMA) Overvalued in 2026?
Based on GuruFocus' analysis, Elmer Bancorp stock appears to be undervalued.
The current stock price of $25.00 is trading 0.5% below its estimated GF Value™ of $25.12.
GuruFocus considers Elmer Bancorp to be Fairly Valued.
Key valuation signals for ELMA:
Book Value per Share: $33.90
GF Value™: $25.12 vs. price of $25.00 (0.5% below fair value)
No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score
Get the complete analysis for ELMA
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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