ELMA (Elmer Bancorp) 3-Month Share Buyback Ratio: 0.00% (As of Dec. 2025 )

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ELMA Elmer Bancorp Inc ELMA
75 GF Score
Price $29.00
GF Value $25.30
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Elmer Bancorp 3-Month Share Buyback Ratio?

Elmer Bancorp ELMA 75 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 75/100 and a GF Value™ of $25.30 (Modestly Overvalued). The stock has 5 warning signs investors should review.

3-Month Share Buyback Ratio only apply to companies whose reporting frequency is 3 months.

ELMA
75GF Score
Elmer Bancorp Inc ELMA
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a 3-Month Share Buyback Ratio of 0.00 mean?
Elmer Bancorp (ELMA) has a 3-Month Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Elmer Bancorp and its competitors.
Is Elmer Bancorp's 3-Month Share Buyback Ratio too high?
Elmer Bancorp's current 3-Month Share Buyback Ratio is 0.00. Overall, Elmer Bancorp has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's 3-Month Share Buyback Ratio compare to WVFC and PFSB?
Elmer Bancorp's 3-Month Share Buyback Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Elmer Bancorp and its competitors. Elmer Bancorp's current 3-Month Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.30, compared to a current price of $29.00 — trading 14.6% above its estimated fair value. The current 3-Month Share Buyback Ratio is 0.00. Elmer Bancorp's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $29.00 is trading 14.6% above its estimated GF Value™ of $25.30. GuruFocus considers Elmer Bancorp to be Modestly Overvalued.

Key valuation signals for ELMA:

  • 3-Month Share Buyback Ratio: 0.00
  • GF Value™: $25.30 vs. price of $29.00 (14.6% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
75GF Score

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3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.00
Price
$25.30
GF Value