ELMA (Elmer Bancorp) 1-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ELMA Elmer Bancorp Inc ELMA
76 GF Score
Price $25.00
GF Value $25.12
Valuation Fairly Valued
! 3 Warning Signs
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What is Elmer Bancorp 1-Year ROIIC %?

1-Year ROIIC % does not apply to banks.

ELMA
76GF Score
Elmer Bancorp Inc ELMA
1-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be undervalued. The current stock price of $25.00 is trading 0.5% below its estimated GF Value™ of $25.12. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • 1-Year ROIIC %:
  • GF Value™: $25.12 vs. price of $25.00 (0.5% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score

Get the complete analysis for ELMA

1-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.00
Price
$25.12
GF Value