ELMA (Elmer Bancorp) Total Assets: $409.42 Mil (As of Dec. 2025)


ELMA Elmer Bancorp Inc ELMA
76 GF Score
Price $25.50
GF Value $25.04
Valuation Fairly Valued
! 3 Warning Signs
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What is Elmer Bancorp Total Assets?

Elmer Bancorp ELMA +2.62% 76 Total Assets is $409.42 Mil as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 76/100 and a GF Value™ of $25.04 (Fairly Valued). The stock has 3 warning signs investors should review.

Elmer Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $409.42 Mil.

During the past 12 months, Elmer Bancorp's average Total Assets Growth Rate was 7.60% per year. During the past 3 years, the average Total Assets Growth Rate was 3.50% per year. During the past 5 years, the average Total Assets Growth Rate was 3.20% per year. During the past 10 years, the average Total Assets Growth Rate was 8.10% per year.

During the past 13 years, Elmer Bancorp's highest 3-Year average Total Assets Growth Rate was 16.40%. The lowest was 0.40%. And the median was 7.80%.

Total Assets is connected with ROA %. Elmer Bancorp's annualized ROA % for the quarter that ended in Dec. 2025 was 0.84%. Total Assets is also linked to Revenue through Asset Turnover. Elmer Bancorp's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.


Elmer Bancorp  (OTCPK:ELMA) Total Assets Explanation

Total Assets is connected with ROA %.

Elmer Bancorp's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=3.302/( (380.725+409.419)/ 2 )
=3.302/395.072
=0.84 %

Note: The Net Income data used here is one times the annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Elmer Bancorp's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=17.648/( (380.725+409.419)/ 2 )
=17.648/395.072
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Elmer Bancorp Total Assets Related Terms


Elmer Bancorp Total Assets Historical Data

* Premium members only.

The historical data trend for Elmer Bancorp's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Total Assets Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 375.69 371.53 364.58 380.73 409.42

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 375.69 371.53 364.58 380.73 409.42
ELMA
76GF Score
Elmer Bancorp Inc ELMA
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Elmer Bancorp Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Elmer Bancorp's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=39.05+370.37
=409.42

Elmer Bancorp's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=39.05+370.37
=409.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $409.42 Mil mean?
Elmer Bancorp (ELMA) has a Total Assets of $409.42 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Elmer Bancorp and its competitors.
Is Elmer Bancorp's Total Assets too high?
Elmer Bancorp's current Total Assets is $409.42 Mil. Overall, Elmer Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Total Assets compare to CNBZ and VWFB?
Elmer Bancorp's Total Assets of $409.42 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Elmer Bancorp and its competitors. Elmer Bancorp's current Total Assets is $409.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.04, compared to a current price of $25.50 — trading 1.8% above its estimated fair value. The current Total Assets is $409.42 Mil. Elmer Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Total Assets is $409.42 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $25.50 is trading 1.8% above its estimated GF Value™ of $25.04. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • Total Assets: $409.42 Mil
  • GF Value™: $25.04 vs. price of $25.50 (1.8% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score

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Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.50
Price
$25.04
GF Value