ELMA (Elmer Bancorp) Total Deposits: $367.91 Mil (As of Dec. 2025)

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ELMA Elmer Bancorp Inc ELMA
74 GF Score
Price $29.00
GF Value $25.28
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Elmer Bancorp Total Deposits?

Elmer Bancorp ELMA 74 Total Deposits is $367.91 Mil as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 74/100 and a GF Value™ of $25.28 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Elmer Bancorp's annual total deposits increased from Dec. 2023 ($330.06 Mil) to Dec. 2024 ($343.46 Mil) and increased from Dec. 2024 ($343.46 Mil) to Dec. 2025 ($367.91 Mil).

Elmer Bancorp Total Deposits Historical Data

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The historical data trend for Elmer Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Total Deposits Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 344.53 340.33 330.06 343.46 367.91

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 344.53 340.33 330.06 343.46 367.91
ELMA
74GF Score
Elmer Bancorp Inc ELMA
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Elmer Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $367.91 Mil mean?
Elmer Bancorp (ELMA) has a Total Deposits of $367.91 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Elmer Bancorp and its competitors.
Is Elmer Bancorp's Total Deposits too high?
Elmer Bancorp's current Total Deposits is $367.91 Mil. Overall, Elmer Bancorp has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Total Deposits compare to WVFC and PFSB?
Elmer Bancorp's Total Deposits of $367.91 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Elmer Bancorp and its competitors. Elmer Bancorp's current Total Deposits is $367.91 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.28, compared to a current price of $29.00 — trading 14.7% above its estimated fair value. The current Total Deposits is $367.91 Mil. Elmer Bancorp's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Total Deposits is $367.91 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $29.00 is trading 14.7% above its estimated GF Value™ of $25.28. GuruFocus considers Elmer Bancorp to be Modestly Overvalued.

Key valuation signals for ELMA:

  • Total Deposits: $367.91 Mil
  • GF Value™: $25.28 vs. price of $29.00 (14.7% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
74GF Score

Get the complete analysis for ELMA

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.00
Price
$25.28
GF Value