ELMA (Elmer Bancorp) Total Liabilities: $370.37 Mil (As of Dec. 2025)


ELMA Elmer Bancorp Inc ELMA
76 GF Score
Price $25.50
GF Value $25.04
Valuation Fairly Valued
! 3 Warning Signs
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What is Elmer Bancorp Total Liabilities?

Elmer Bancorp ELMA +2.62% 76 Total Liabilities is $370.37 Mil as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 76/100 and a GF Value™ of $25.04 (Fairly Valued). The stock has 3 warning signs investors should review.

Elmer Bancorp's Total Liabilities for the quarter that ended in Dec. 2025 was $370.37 Mil.

Elmer Bancorp's quarterly Total Liabilities increased from Dec. 2023 ($331.86 Mil) to Dec. 2024 ($345.34 Mil) and increased from Dec. 2024 ($345.34 Mil) to Dec. 2025 ($370.37 Mil).

Elmer Bancorp's annual Total Liabilities increased from Dec. 2023 ($331.86 Mil) to Dec. 2024 ($345.34 Mil) and increased from Dec. 2024 ($345.34 Mil) to Dec. 2025 ($370.37 Mil).

Elmer Bancorp Total Liabilities Historical Data

* Premium members only.

The historical data trend for Elmer Bancorp's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Total Liabilities Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 346.23 342.23 331.86 345.34 370.37

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 346.23 342.23 331.86 345.34 370.37
ELMA
76GF Score
Elmer Bancorp Inc ELMA
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Elmer Bancorp Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Elmer Bancorp's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=409.419-39.05
=370.37

Elmer Bancorp's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=409.419-39.05
=370.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $370.37 Mil mean?
Elmer Bancorp (ELMA) has a Total Liabilities of $370.37 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Elmer Bancorp and its competitors.
Is Elmer Bancorp's Total Liabilities too high?
Elmer Bancorp's current Total Liabilities is $370.37 Mil. Overall, Elmer Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Total Liabilities compare to CNBZ and VWFB?
Elmer Bancorp's Total Liabilities of $370.37 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Elmer Bancorp and its competitors. Elmer Bancorp's current Total Liabilities is $370.37 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.04, compared to a current price of $25.50 — trading 1.8% above its estimated fair value. The current Total Liabilities is $370.37 Mil. Elmer Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Total Liabilities is $370.37 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $25.50 is trading 1.8% above its estimated GF Value™ of $25.04. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • Total Liabilities: $370.37 Mil
  • GF Value™: $25.04 vs. price of $25.50 (1.8% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.50
Price
$25.04
GF Value