ELMA (Elmer Bancorp) Ending Cash Position: $46.42 Mil (As of Dec. 2025)

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ELMA Elmer Bancorp Inc ELMA
75 GF Score
Price $28.28
GF Value $25.23
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Elmer Bancorp Ending Cash Position?

Elmer Bancorp ELMA +4.74% 75 Ending Cash Position is $46.42 Mil as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 75/100 and a GF Value™ of $25.23 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Elmer Bancorp's Ending Cash Position for the quarter that ended in Dec. 2025 was $46.42 Mil.

Elmer Bancorp's quarterly Ending Cash Position declined from Dec. 2023 ($39.25 Mil) to Dec. 2024 ($30.25 Mil) but then increased from Dec. 2024 ($30.25 Mil) to Dec. 2025 ($46.42 Mil).

Elmer Bancorp's annual Ending Cash Position declined from Dec. 2023 ($39.25 Mil) to Dec. 2024 ($30.25 Mil) but then increased from Dec. 2024 ($30.25 Mil) to Dec. 2025 ($46.42 Mil).

Elmer Bancorp Ending Cash Position Related Terms

Elmer Bancorp Ending Cash Position Historical Data

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The historical data trend for Elmer Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Ending Cash Position Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 82.54 55.74 39.25 30.25 46.42

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.54 55.74 39.25 30.25 46.42
ELMA
75GF Score
Elmer Bancorp Inc ELMA
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Elmer Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Elmer Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=30.246+16.176
=46.42

Elmer Bancorp's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=30.246+16.176
=46.42

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $46.42 Mil mean?
Elmer Bancorp (ELMA) has a Ending Cash Position of $46.42 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Elmer Bancorp and its competitors.
Is Elmer Bancorp's Ending Cash Position too high?
Elmer Bancorp's current Ending Cash Position is $46.42 Mil. Overall, Elmer Bancorp has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Ending Cash Position compare to WVFC and PFSB?
Elmer Bancorp's Ending Cash Position of $46.42 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Elmer Bancorp and its competitors. Elmer Bancorp's current Ending Cash Position is $46.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.23, compared to a current price of $28.28 — trading 12.1% above its estimated fair value. The current Ending Cash Position is $46.42 Mil. Elmer Bancorp's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Ending Cash Position is $46.42 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $28.28 is trading 12.1% above its estimated GF Value™ of $25.23. GuruFocus considers Elmer Bancorp to be Modestly Overvalued.

Key valuation signals for ELMA:

  • Ending Cash Position: $46.42 Mil
  • GF Value™: $25.23 vs. price of $28.28 (12.1% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
75GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.28
Price
$25.23
GF Value