ELMA (Elmer Bancorp) Tax Provision: $-0.96 Mil (TTM As of Dec. 2025)

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ELMA Elmer Bancorp Inc ELMA
76 GF Score
Price $25.00
GF Value $25.12
Valuation Fairly Valued
! 3 Warning Signs
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What is Elmer Bancorp Tax Provision?

Elmer Bancorp ELMA 76 Tax Provision is $-0.96 Mil as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 76/100 and a GF Value™ of $25.12 (Fairly Valued). The stock has 3 warning signs investors should review.

Elmer Bancorp's tax provision for the six months ended in Dec. 2025 was $-0.96 Mil. Its tax provision for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.96 Mil.

Elmer Bancorp Tax Provision Historical Data

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The historical data trend for Elmer Bancorp's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Tax Provision Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.73 -1.01 -1.28 -1.00 -0.96

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.73 -1.01 -1.28 -1.00 -0.96
ELMA
76GF Score
Elmer Bancorp Inc ELMA
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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Elmer Bancorp Tax Provision Calculation

Tax to be paid.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Tax Provision for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.96 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of $-0.96 Mil mean?
Elmer Bancorp (ELMA) has a Tax Provision of $-0.96 Mil as of Dec. 2025. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Elmer Bancorp and its competitors.
Is Elmer Bancorp's Tax Provision too high?
Elmer Bancorp's current Tax Provision is $-0.96 Mil. Overall, Elmer Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Tax Provision compare to CNBZ and VWFB?
Elmer Bancorp's Tax Provision of $-0.96 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Banks company?
A good Tax Provision depends on the Banks industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Elmer Bancorp and its competitors. Elmer Bancorp's current Tax Provision is $-0.96 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.12, compared to a current price of $25.00 — trading 0.5% below its estimated fair value. The current Tax Provision is $-0.96 Mil. Elmer Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Tax Provision is $-0.96 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be undervalued. The current stock price of $25.00 is trading 0.5% below its estimated GF Value™ of $25.12. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • Tax Provision: $-0.96 Mil
  • GF Value™: $25.12 vs. price of $25.00 (0.5% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score

Get the complete analysis for ELMA

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.00
Price
$25.12
GF Value