ELMA (Elmer Bancorp) Tax Rate %: 22.49% (As of Dec. 2025)

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ELMA Elmer Bancorp Inc ELMA
75 GF Score
Price $26.00
GF Value $25.14
Valuation Fairly Valued
! 3 Warning Signs
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What is Elmer Bancorp Tax Rate %?

Elmer Bancorp ELMA +4.00% 75 Tax Rate % is 22.49% as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 75/100 and a GF Value™ of $25.14 (Fairly Valued). The stock has 3 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Elmer Bancorp's Tax Expense for the six months ended in Dec. 2025 was $0.96 Mil. Elmer Bancorp's Pre-Tax Income for the six months ended in Dec. 2025 was $4.26 Mil. Therefore, Elmer Bancorp's Tax Rate % for the quarter that ended in Dec. 2025 was 22.49%.

Elmer Bancorp Tax Rate % Related Terms

Elmer Bancorp Tax Rate % Historical Data

* Premium members only.

The historical data trend for Elmer Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Tax Rate % Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.25 28.03 28.65 26.02 22.49

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.25 28.03 28.65 26.02 22.49
ELMA
75GF Score
Elmer Bancorp Inc ELMA
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Elmer Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Elmer Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=0.958/4.26
=22.49 %

Elmer Bancorp's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=0.958/4.26
=22.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 22.49% mean?
Elmer Bancorp (ELMA) has a Tax Rate % of 22.49% as of Dec. 2025.
Is Elmer Bancorp's Tax Rate % too high?
Elmer Bancorp's current Tax Rate % is 22.49%. Overall, Elmer Bancorp has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Tax Rate % compare to CNBZ and VWFB?
Elmer Bancorp's Tax Rate % of 22.49% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Elmer Bancorp's current Tax Rate % is 22.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.14, compared to a current price of $26.00 — trading 3.4% above its estimated fair value. The current Tax Rate % is 22.49%. Elmer Bancorp's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Tax Rate % is 22.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $26.00 is trading 3.4% above its estimated GF Value™ of $25.14. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • Tax Rate %: 22.49%
  • GF Value™: $25.14 vs. price of $26.00 (3.4% above fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
75GF Score

Get the complete analysis for ELMA

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.00
Price
$25.14
GF Value