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Elmer BancorpELMA 74 3-1 Month Momentum % is 2.00% as of Aug. 13, 2026. GuruFocus rates ELMA with a GF Score™ of 74/100 and a GF Value™ of $25.28 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,581 Banks companies, Elmer Bancorp ranks worse than 58.38% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-13), Elmer Bancorp's 3-1 Month Momentum % is 2.00%.
The industry rank for Elmer Bancorp's 3-1 Month Momentum % or its related term are showing as below:
ELMA's 3-1 Month Momentum % is ranked worse than 58.38% of 1581
companies
in the Banks industry
Industry Median: 4.25
vs ELMA: 2.00
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Elmer Bancorp 3-1 Month Momentum % Related Terms
ELMA vs WVFC, PFSB, AMFC: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Elmer Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elmer Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Elmer Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Elmer Bancorp's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Elmer Bancorp (ELMA) has a 3-1 Month Momentum % of 2.00% as of Aug. 13, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Elmer Bancorp and its competitors. According to the industry distribution chart, Elmer Bancorp ranks #923 out of 1581 companies in the Banks industry, placing it in the top 58.4%.
Is Elmer Bancorp's 3-1 Month Momentum % too high?
Elmer Bancorp's current 3-1 Month Momentum % is 2.00%. The Banks industry median 3-1 Month Momentum % is 4.25. Elmer Bancorp's value of 2.00% is 52.9% below this industry median. Based on the distribution chart, Elmer Bancorp ranks #923 out of 1581 companies in the Banks industry, which is below the industry midpoint. Overall, Elmer Bancorp has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's 3-1 Month Momentum % compare to WVFC and PFSB?
According to the Banks industry distribution chart, Elmer Bancorp ranks #923 out of 1581 companies for 3-1 Month Momentum %. This places Elmer Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.25. Elmer Bancorp's value of 2.00% is 52.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.25, based on 1,581 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Elmer Bancorp's current 3-1 Month Momentum % of 2.00% is 52.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Elmer Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elmer Bancorp's current 3-1 Month Momentum % is 2.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.28, compared to a current price of $29.00 — trading 14.7% above its estimated fair value. The current 3-1 Month Momentum % is 2.00% and 52.9% below the Banks industry median of 4.25. Elmer Bancorp's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current 3-1 Month Momentum % is 2.00% as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Elmer Bancorp (ELMA) Overvalued in 2026?
Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued.
The current stock price of $29.00 is trading 14.7% above its estimated GF Value™ of $25.28.
GuruFocus considers Elmer Bancorp to be Modestly Overvalued.
Key valuation signals for ELMA:
3-1 Month Momentum %: 2.00%
GF Value™: $25.28 vs. price of $29.00 (14.7% above fair value)
Industry Position: 52.9% below the Banks median (#923 of 1581)
No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
74GF Score
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