ELMA (Elmer Bancorp) Interest Income: $10.33 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ELMA Elmer Bancorp Inc ELMA
73 GF Score
Price $26.83
GF Value $25.46
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Elmer Bancorp Interest Income?

Elmer Bancorp ELMA +3.19% 73 Interest Income is $10.33 Mil as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 73/100 and a GF Value™ of $25.46 (Fairly Valued). The stock has 5 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Elmer Bancorp's interest income for the six months ended in Dec. 2025 was $0.00 Mil. Its interest income for the trailing twelve months (TTM) ended in Dec. 2025 was $10.33 Mil.

Elmer Bancorp Interest Income Historical Data

* Premium members only.

The historical data trend for Elmer Bancorp's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Interest Income Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.74 13.56 16.39 18.27 20.43

Elmer Bancorp Semi-Annual Data
Dec03 Jun04 Dec04 Jun05 Dec05 Jun06 Dec06 Jun07 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 10.33
ELMA
73GF Score
Elmer Bancorp Inc ELMA
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Elmer Bancorp Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $10.33 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $10.33 Mil mean?
Elmer Bancorp (ELMA) has a Interest Income of $10.33 Mil as of Dec. 2025. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Elmer Bancorp and its competitors.
Is Elmer Bancorp's Interest Income too high?
Elmer Bancorp's current Interest Income is $10.33 Mil. Overall, Elmer Bancorp has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Interest Income compare to PFBN and CDAB?
Elmer Bancorp's Interest Income of $10.33 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Elmer Bancorp and its competitors. Elmer Bancorp's current Interest Income is $10.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.46, compared to a current price of $26.83 — trading 5.4% above its estimated fair value. The current Interest Income is $10.33 Mil. Elmer Bancorp's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Interest Income is $10.33 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $26.83 is trading 5.4% above its estimated GF Value™ of $25.46. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • Interest Income: $10.33 Mil
  • GF Value™: $25.46 vs. price of $26.83 (5.4% above fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
73GF Score

Get the complete analysis for ELMA

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.83
Price
$25.46
GF Value