ELMA (Elmer Bancorp) Dividends per Share: $0.40 (TTM As of Dec. 2025)


ELMA Elmer Bancorp Inc ELMA
76 GF Score
Price $25.50
GF Value $25.08
Valuation Fairly Valued
! 3 Warning Signs
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What is Elmer Bancorp Dividends per Share?

Elmer Bancorp ELMA +2.62% 76 Dividends per Share is $0.40 as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 76/100 and a GF Value™ of $25.08 (Fairly Valued). The stock has 3 warning signs investors should review.

Elmer Bancorp's dividends per share for the six months ended in Dec. 2025 was $0.40. Its dividends per share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.40. Its Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.14. As of today, Elmer Bancorp's Dividend Yield % is 1.57%.

Warning Sign:

Elmer Bancorp Inc stock Dividend Yield % is close to 3-year low.

During the past 5 years, the average Dividends Per Share Growth Rate was 14.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Elmer Bancorp was 35.70% per year. The lowest was -46.60% per year. And the median was -12.60% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Elmer Bancorp  (OTCPK:ELMA) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Elmer Bancorp's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.4/ 2.89
=0.14

During the past 13 years, the highest Dividend Payout Ratio of Elmer Bancorp was 0.75. The lowest was 0.13. And the median was 0.20.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Elmer Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2000002026-04-152026-04-152026-05-01Cash Dividendsemi-annuallyUSD:USD 1.000000
USD 0.2000002025-10-152025-10-152025-11-03Cash Dividendsemi-annuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


Elmer Bancorp's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.4/25.50
=1.57 %

Current Share Price is $25.50.
Elmer Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.4.

During the past 13 years, the highest Dividend Yield of Elmer Bancorp was 4.62%. The lowest was 0.78%. And the median was 2.06%.

Warning Sign:

Elmer Bancorp Inc stock Dividend Yield % is close to 3-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Elmer Bancorp Dividends per Share Related Terms


Elmer Bancorp Dividends per Share Historical Data

* Premium members only.

The historical data trend for Elmer Bancorp's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Dividends per Share Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.40 0.40 0.40 0.40

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.40 0.40 0.40 0.40

ELMA vs CNBZ, VWFB, CDAB: Dividends per Share Comparison

For the Banks - Regional subindustry, Elmer Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Elmer Bancorp Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Elmer Bancorp's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Elmer Bancorp's Dividend Yield % falls into.


ELMA
76GF Score
Elmer Bancorp Inc ELMA
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Elmer Bancorp Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of $0.40 mean?
Elmer Bancorp (ELMA) has a Dividends per Share of $0.40 as of Dec. 2025. Dividends per share represents the per-share amount paid as dividends. View historical data on Elmer Bancorp and its competitors.
Is Elmer Bancorp's Dividends per Share too high?
Elmer Bancorp's current Dividends per Share is $0.40. Overall, Elmer Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Dividends per Share compare to CNBZ and VWFB?
Elmer Bancorp's Dividends per Share of $0.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for a Banks company?
A good Dividends per Share depends on the Banks industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on Elmer Bancorp and its competitors. Elmer Bancorp's current Dividends per Share is $0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.08, compared to a current price of $25.50 — trading 1.7% above its estimated fair value. The current Dividends per Share is $0.40. Elmer Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Dividends per Share is $0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $25.50 is trading 1.7% above its estimated GF Value™ of $25.08. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • Dividends per Share: $0.40
  • GF Value™: $25.08 vs. price of $25.50 (1.7% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score

Get the complete analysis for ELMA

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.50
Price
$25.08
GF Value