ELMA (Elmer Bancorp) Cash Flow for Dividends: $-0.58 Mil (TTM As of Dec. 2025)


ELMA Elmer Bancorp Inc ELMA
76 GF Score
Price $25.50
GF Value $25.01
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Elmer Bancorp Cash Flow for Dividends?

Elmer Bancorp ELMA +2.62% 76 Cash Flow for Dividends is $-0.58 Mil as of Dec. 2025. GuruFocus rates ELMA with a GF Score™ of 76/100 and a GF Value™ of $25.01 (Fairly Valued). The stock has 3 warning signs investors should review.

Elmer Bancorp's cash flow for dividends for the six months ended in Dec. 2025 was $-0.58 Mil. Its cash flow for dividends for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.58 Mil.

Note: A negative number here means the payment of dividends. When pays more dividends, the absolute value gets bigger.

Elmer Bancorp's quarterly payment of dividends declined from Dec. 2023 ($-0.60 Mil) to Dec. 2024 ($-0.57 Mil) but then increased from Dec. 2024 ($-0.57 Mil) to Dec. 2025 ($-0.58 Mil).

Elmer Bancorp's annual payment of dividends declined from Dec. 2023 ($-0.60 Mil) to Dec. 2024 ($-0.57 Mil) but then increased from Dec. 2024 ($-0.57 Mil) to Dec. 2025 ($-0.58 Mil).

Elmer Bancorp Cash Flow for Dividends Related Terms

Elmer Bancorp Cash Flow for Dividends Historical Data

* Premium members only.

The historical data trend for Elmer Bancorp's Cash Flow for Dividends can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elmer Bancorp Cash Flow for Dividends Chart

Elmer Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.43 -0.46 -0.60 -0.57 -0.58

Elmer Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.43 -0.46 -0.60 -0.57 -0.58
ELMA
76GF Score
Elmer Bancorp Inc ELMA
Cash Flow for Dividends is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Elmer Bancorp Cash Flow for Dividends Calculation

Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow for Dividends for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.58 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Dividends of $-0.58 Mil mean?
Elmer Bancorp (ELMA) has a Cash Flow for Dividends of $-0.58 Mil as of Dec. 2025. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Elmer Bancorp and its competitors.
Is Elmer Bancorp's Cash Flow for Dividends too high?
Elmer Bancorp's current Cash Flow for Dividends is $-0.58 Mil. Overall, Elmer Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Cash Flow for Dividends compare to CNBZ and VWFB?
Elmer Bancorp's Cash Flow for Dividends of $-0.58 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Dividends for a Banks company?
A good Cash Flow for Dividends depends on the Banks industry context. However, Cash Flow for Dividends should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Dividends mean?
A high Cash Flow for Dividends can signal that a stock is expensive relative to its fundamentals. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Elmer Bancorp and its competitors. Elmer Bancorp's current Cash Flow for Dividends is $-0.58 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.01, compared to a current price of $25.50 — trading 2% above its estimated fair value. The current Cash Flow for Dividends is $-0.58 Mil. Elmer Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Dividends calculated?
Cash Flow for Dividends is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Cash Flow for Dividends is $-0.58 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Elmer Bancorp (ELMA) Overvalued in 2026?

Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued. The current stock price of $25.50 is trading 2% above its estimated GF Value™ of $25.01. GuruFocus considers Elmer Bancorp to be Fairly Valued.

Key valuation signals for ELMA:

  • Cash Flow for Dividends: $-0.58 Mil
  • GF Value™: $25.01 vs. price of $25.50 (2% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elmer Bancorp Business Description

Address 10 South Main Street, Elmer, NJ, USA, 08318
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score

Get the complete analysis for ELMA

Cash Flow for Dividends is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.50
Price
$25.01
GF Value