Elmer BancorpELMA +2.62%76 Median PS Value is $25.81 as of Jun. 29, 2026, which is 2901% above its 10-year median of 0.86. GuruFocus rates ELMA with a GF Score™ of 76/100 and a GF Value™ of $25.01 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,043 Banks companies, Elmer Bancorp ranks better than 64.53% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Elmer Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $15.427. Elmer Bancorp's 10-Year median PS Ratio is 1.673. Therefore, the Median PS Value for today is $25.81.
As of today (2026-06-29), Elmer Bancorp's share price is $25.50. Elmer Bancorp's Median PS Value is $25.81. Therefore, Elmer Bancorp's Price to Median PS Value for today is 0.99.
The historical rank and industry rank for Elmer Bancorp's Median PS Value or its related term are showing as below:
ELMA'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.72 Med: 0.86 Max: 0.99
Current: 0.99
During the past 13 years, the highest Price to Median PS Value of Elmer Bancorp was 0.99. The lowest was 0.72. And the median was 0.86.
ELMA's Price-to-Median-PS-Value is ranked better than 64.53% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs ELMA: 0.99
Elmer Bancorp (OTCPK:ELMA) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Elmer Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
25.50
/
25.81
=
0.99
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Elmer Bancorp Median PS Value Related Terms
Elmer Bancorp Median PS Value Historical Data
* Premium members only.
The historical data trend for Elmer Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELMA vs CNBZ, VWFB, CDAB: Median PS Value Comparison
For the Banks - Regional subindustry, Elmer Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elmer Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Elmer Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Elmer Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.673.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Elmer Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $15.427.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Elmer Bancorp (ELMA) has a Median PS Value of $25.81 as of Jun. 29, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Elmer Bancorp and its competitors. This is 2901% above median its historical median of 0.86. Over the past decade, Elmer Bancorp's Median PS Value has ranged from 0.72 to 0.99. According to the industry distribution chart, Elmer Bancorp ranks #370 out of 1043 companies in the Banks industry, placing it in the top 35.5%.
Is Elmer Bancorp's Median PS Value too high?
Elmer Bancorp's current Median PS Value of $25.81 is 2901% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 0.99. The Banks industry median Median PS Value is 1.11. Elmer Bancorp's value of $25.81 is 2225.2% above this industry median. Based on the distribution chart, Elmer Bancorp ranks #370 out of 1043 companies in the Banks industry, which is above the industry midpoint. Overall, Elmer Bancorp has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Elmer Bancorp's Median PS Value compare to CNBZ and VWFB?
According to the Banks industry distribution chart, Elmer Bancorp ranks #370 out of 1043 companies for Median PS Value. This puts Elmer Bancorp in the upper half of its industry. The industry median Median PS Value is 1.11. Elmer Bancorp's value of $25.81 is 2225.2% above this benchmark. Historically, Elmer Bancorp's own Median PS Value has ranged from 0.72 to 0.99 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.11, Elmer Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Elmer Bancorp's current Median PS Value of $25.81 is 2225.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Elmer Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elmer Bancorp's current Median PS Value is $25.81, which is 2901% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elmer Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Elmer Bancorp (ELMA) is currently considered Fairly Valued. The stock's GF Value™ is $25.01, compared to a current price of $25.50 — trading 2% above its estimated fair value. The current Median PS Value is $25.81, which is 2901% above median its 10-year median of 0.86 and 2225.2% above the Banks industry median of 1.11. Elmer Bancorp's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Elmer Bancorp (ELMA), the current Median PS Value is $25.81 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Elmer Bancorp (ELMA) Overvalued in 2026?
Based on GuruFocus' analysis, Elmer Bancorp stock appears to be overvalued.
The current stock price of $25.50 is trading 2% above its estimated GF Value™ of $25.01.
GuruFocus considers Elmer Bancorp to be Fairly Valued.
Key valuation signals for ELMA:
Median PS Value: $25.81 (2901% above median its 10-year median of 0.86)
GF Value™: $25.01 vs. price of $25.50 (2% above fair value)
Industry Position: 2225.2% above the Banks median (#370 of 1043)
No single metric tells the full story. See the ELMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Elmer Bancorp Inc operates as the bank holding company for The First National Bank of Elmer. The Bank operates under a national bank charter and provides a complete line of business and personal banking products. The bank operates through its six full-service offices located in Cumberland, Gloucester, and Salem counties in New Jersey. The majority of the Bank's activities are with customers located within Southern New Jersey.
76GF Score
Get the complete analysis for ELMA
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ELMA has been successfully added to your 
