Funding Circle Holdings's book value per share for the quarter that ended in Dec. 2025 was $1.06.
During the past 12 months, Funding Circle Holdings's average Book Value Per Share Growth Rate was 15.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -1.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Funding Circle Holdings was 44.30% per year. The lowest was -11.10% per year. And the median was 1.85% per year.
During the past 11 years, the highest P/B Ratio of Funding Circle Holdings was 9.58. The lowest was 0.37. And the median was 1.26.
Warning Sign:
Funding Circle Holdings PLC stock PB Ratio (=2.15) is close to 3-year high of 2.17.
Funding Circle Holdings (OTCPK:FDCHF) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Funding Circle Holdings Book Value per Share Related Terms
Funding Circle Holdings Book Value per Share Historical Data
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The historical data trend for Funding Circle Holdings's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings Book Value per Share Chart
FDCHF vs V, MA, AXP: Book Value per Share Comparison
For the Credit Services subindustry, Funding Circle Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Funding Circle Holdings PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Funding Circle Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Funding Circle Holdings's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings (FDCHF) has a Book Value per Share of $1.06 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Funding Circle Holdings and its competitors.
Is Funding Circle Holdings' Book Value per Share too high?
Funding Circle Holdings' current Book Value per Share is $1.06. Overall, Funding Circle Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Book Value per Share compare to V and MA?
Funding Circle Holdings' Book Value per Share of $1.06 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Credit Services company?
A good Book Value per Share depends on the Credit Services industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Funding Circle Holdings and its competitors. Funding Circle Holdings's current Book Value per Share is $1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current Book Value per Share of $1.06. The stock's GF Value™ is $2.24, compared to a current price of $2.18 — trading 2.7% below its estimated fair value. The current Book Value per Share is $1.06. Funding Circle Holdings' overall GF Score™ is 72/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current Book Value per Share is $1.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Funding Circle Holdings (FDCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued.
The current stock price of $2.18 is trading 2.7% below its estimated GF Value™ of $2.24.
Key valuation signals for FDCHF:
Book Value per Share: $1.06
GF Value™: $2.24 vs. price of $2.18 (2.7% below fair value)
No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score
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