Funding Circle Holdings's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was $0.17.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $0.19.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Funding Circle Holdings's EPS without NRI or its related term are showing as below:
FDCHF's 3-Year EPS without NRI Growth Rate is not ranked *
in the Credit Services industry.
Industry Median: 11.5 * Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
Funding Circle Holdings (OTCPK:FDCHF) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Funding Circle Holdings EPS without NRI Related Terms
Funding Circle Holdings EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Funding Circle Holdings's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Funding Circle Holdings PE Ratio without NRI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Funding Circle Holdings's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Funding Circle Holdings's PE Ratio without NRI falls into.
Funding Circle Holdings EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $0.19
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings (FDCHF) has a EPS without NRI of $0.19 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Funding Circle Holdings and its competitors. According to the industry distribution chart, Funding Circle Holdings ranks #999999 out of 428 companies in the Credit Services industry.
Is Funding Circle Holdings' EPS without NRI too high?
Funding Circle Holdings' current EPS without NRI is $0.19. The Credit Services industry median EPS without NRI is 11.50. Funding Circle Holdings' value of $0.19 is 98.3% below this industry median. Based on the distribution chart, Funding Circle Holdings ranks #999999 out of 428 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Funding Circle Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, Funding Circle Holdings ranks #999999 out of 428 companies for EPS without NRI. This places Funding Circle Holdings in the lower half of its industry. The industry median EPS without NRI is 11.50. Funding Circle Holdings' value of $0.19 is 98.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.50, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Funding Circle Holdings's current EPS without NRI of $0.19 is 98.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Funding Circle Holdings and its competitors. For the Credit Services industry, the median EPS without NRI is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Funding Circle Holdings's current EPS without NRI is $0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current EPS without NRI of $0.19. The stock's GF Value™ is $2.39, compared to a current price of $2.18 — trading 8.8% below its estimated fair value. The current EPS without NRI is $0.19 and 98.3% below the Credit Services industry median of 11.50. Funding Circle Holdings' overall GF Score™ is 72/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current EPS without NRI is $0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Funding Circle Holdings (FDCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued.
The current stock price of $2.18 is trading 8.8% below its estimated GF Value™ of $2.39.
Key valuation signals for FDCHF:
EPS without NRI: $0.19
GF Value™: $2.39 vs. price of $2.18 (8.8% below fair value)
Industry Position: 98.3% below the Credit Services median (#999999 of 428)
No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score
Get the complete analysis for FDCHF
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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