FDCHF (Funding Circle Holdings) FCF Yield %: -10.51 (As of Jun. 28, 2026)


FDCHF Funding Circle Holdings PLC FDCHF
72 GF Score
Price $2.18
GF Value $2.61
! 9 Warning Signs
View Full Analysis

What is Funding Circle Holdings FCF Yield %?

Funding Circle Holdings FDCHF 72 FCF Yield % is -10.51 as of Jun. 28, 2026. GuruFocus rates FDCHF with a GF Score™ of 72/100 and a GF Value™ of $2.61. The stock has 9 warning signs investors should review. Among 540 Credit Services companies, Funding Circle Holdings ranks worse than 70.74% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Funding Circle Holdings's Trailing 12-Month Free Cash Flow is $-58.7 Mil, and Market Cap is $543.1 Mil. Therefore, Funding Circle Holdings's FCF Yield % for today is -10.51%.

The historical rank and industry rank for Funding Circle Holdings's FCF Yield % or its related term are showing as below:

FDCHF' s FCF Yield % Range Over the Past 10 Years
Min: -40.45   Med: -10.84   Max: 76.53
Current: -10.51


During the past 11 years, the highest FCF Yield % of Funding Circle Holdings was 76.53%. The lowest was -40.45%. And the median was -10.84%.

FDCHF's FCF Yield % is ranked worse than
70.74% of 540 companies
in the Credit Services industry
Industry Median: -0.395 vs FDCHF: -10.51

Funding Circle Holdings's FCF Margin % for the quarter that ended in Dec. 2025 was -3.29%.


Funding Circle Holdings FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Funding Circle Holdings FCF Yield % Related Terms


Funding Circle Holdings FCF Yield % Historical Data

* Premium members only.

The historical data trend for Funding Circle Holdings's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Funding Circle Holdings FCF Yield % Chart

Funding Circle Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.90 -9.63 -29.71 -20.23 -12.53

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.28 -48.50 -9.90 -23.20 -2.43

FDCHF vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Funding Circle Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Funding Circle Holdings FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's FCF Yield % falls into.


FDCHF
72GF Score
Funding Circle Holdings PLC FDCHF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Funding Circle Holdings FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Funding Circle Holdings's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-57.966 / 462.7056
=-12.53%

Funding Circle Holdings's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-5.623 * 2 / 462.7056
=-2.43%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -10.51 mean?
Funding Circle Holdings (FDCHF) has a FCF Yield % of -10.51 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Funding Circle Holdings and its competitors. According to the industry distribution chart, Funding Circle Holdings ranks #382 out of 540 companies in the Credit Services industry, placing it in the top 70.7%.
Is Funding Circle Holdings' FCF Yield % too high?
Funding Circle Holdings' current FCF Yield % is -10.51. Based on the distribution chart, Funding Circle Holdings ranks #382 out of 540 companies in the Credit Services industry, which is below the industry midpoint. Overall, Funding Circle Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Funding Circle Holdings ranks #382 out of 540 companies for FCF Yield %. This places Funding Circle Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Funding Circle Holdings and its competitors. Funding Circle Holdings's current FCF Yield % is -10.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current FCF Yield % of -10.51. The stock's GF Value™ is $2.61, compared to a current price of $2.18 — trading 16.5% below its estimated fair value. The current FCF Yield % is -10.51. Funding Circle Holdings' overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current FCF Yield % is -10.51 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Funding Circle Holdings (FDCHF) Overvalued in 2026?

Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued. The current stock price of $2.18 is trading 16.5% below its estimated GF Value™ of $2.61.

Key valuation signals for FDCHF:

  • FCF Yield %: -10.51
  • GF Value™: $2.61 vs. price of $2.18 (16.5% below fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Funding Circle Holdings Business Description

Other Exchanges FCHl:UKFCH:UK
Address 71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score

Get the complete analysis for FDCHF

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.18
Price
$2.61
GF Value