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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-08), Funding Circle Holdings's 12-1 Month Momentum % is 42.48%.
The industry rank for Funding Circle Holdings's 12-1 Month Momentum % or its related term are showing as below:
FDCHF's 12-1 Month Momentum % is ranked better than 76.33% of 566
companies
in the Credit Services industry
Industry Median: -5.66
vs FDCHF: 42.48
Funding Circle Holdings (OTCPK:FDCHF) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Funding Circle Holdings 12-1 Month Momentum % Related Terms
FDCHF vs V, MA, AXP: 12-1 Month Momentum % Comparison
For the Credit Services subindustry, Funding Circle Holdings's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Funding Circle Holdings 12-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Funding Circle Holdings's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Funding Circle Holdings's 12-1 Month Momentum % falls into.
Funding Circle Holdings (OTCPK:FDCHF) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings (FDCHF) has a 12-1 Month Momentum % of 42.48% as of Aug. 08, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Funding Circle Holdings and its competitors. According to the industry distribution chart, Funding Circle Holdings ranks #134 out of 566 companies in the Credit Services industry, placing it in the top 23.7%.
Is Funding Circle Holdings' 12-1 Month Momentum % too high?
Funding Circle Holdings' current 12-1 Month Momentum % is 42.48%. Based on the distribution chart, Funding Circle Holdings ranks #134 out of 566 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Funding Circle Holdings has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' 12-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Funding Circle Holdings ranks #134 out of 566 companies for 12-1 Month Momentum %. This places Funding Circle Holdings in the top 24% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Credit Services company?
A good 12-1 Month Momentum % depends on the Credit Services industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Funding Circle Holdings and its competitors. Funding Circle Holdings's current 12-1 Month Momentum % is 42.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Based on GuruFocus' analysis, Funding Circle Holdings (FDCHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.31, compared to a current price of $2.95 — trading 27.7% above its estimated fair value. The current 12-1 Month Momentum % is 42.48%. Funding Circle Holdings' overall GF Score™ is 72/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current 12-1 Month Momentum % is 42.48% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Funding Circle Holdings (FDCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be overvalued.
The current stock price of $2.95 is trading 27.7% above its estimated GF Value™ of $2.31.
GuruFocus considers Funding Circle Holdings to be Modestly Overvalued.
Key valuation signals for FDCHF:
12-1 Month Momentum %: 42.48%
GF Value™: $2.31 vs. price of $2.95 (27.7% above fair value)
No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score
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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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