FDCHF (Funding Circle Holdings) Asset Turnover: 0.27 (As of Dec. 2025)


FDCHF Funding Circle Holdings PLC FDCHF
72 GF Score
Price $2.18
GF Value $2.61
! 9 Warning Signs
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What is Funding Circle Holdings Asset Turnover?

Funding Circle Holdings FDCHF 72 Asset Turnover is 0.27 as of Dec. 2025. GuruFocus rates FDCHF with a GF Score™ of 72/100 and a GF Value™ of $2.61. The stock has 9 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Funding Circle Holdings's Revenue for the six months ended in Dec. 2025 was $171.1 Mil. Funding Circle Holdings's Total Assets for the quarter that ended in Dec. 2025 was $634.1 Mil. Therefore, Funding Circle Holdings's Asset Turnover for the quarter that ended in Dec. 2025 was 0.27.

Asset Turnover is linked to ROE % through Du Pont Formula. Funding Circle Holdings's annualized ROE % for the quarter that ended in Dec. 2025 was 37.41%. It is also linked to ROA % through Du Pont Formula. Funding Circle Holdings's annualized ROA % for the quarter that ended in Dec. 2025 was 16.97%.


Funding Circle Holdings  (OTCPK:FDCHF) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Funding Circle Holdings's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=107.63/287.6815
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(107.63 / 342.168)*(342.168 / 634.0745)*(634.0745/ 287.6815)
=Net Margin %*Asset Turnover*Equity Multiplier
=31.46 %*0.5396*2.2041
=ROA %*Equity Multiplier
=16.97 %*2.2041
=37.41 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Funding Circle Holdings's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=107.63/634.0745
=(Net Income / Revenue)*(Revenue / Total Assets)
=(107.63 / 342.168)*(342.168 / 634.0745)
=Net Margin %*Asset Turnover
=31.46 %*0.5396
=16.97 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Funding Circle Holdings Asset Turnover Related Terms


Funding Circle Holdings Asset Turnover Historical Data

* Premium members only.

The historical data trend for Funding Circle Holdings's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Funding Circle Holdings Asset Turnover Chart

Funding Circle Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.31 0.35 0.44 0.51

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.22 0.23 0.26 0.27

FDCHF vs V, MA, AXP: Asset Turnover Comparison

For the Credit Services subindustry, Funding Circle Holdings's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Funding Circle Holdings Asset Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's Asset Turnover falls into.


FDCHF
72GF Score
Funding Circle Holdings PLC FDCHF
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Funding Circle Holdings Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Funding Circle Holdings's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=297.858/( (452.592+717.403)/ 2 )
=297.858/584.9975
=0.51

Funding Circle Holdings's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=171.084/( (550.746+717.403)/ 2 )
=171.084/634.0745
=0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.27 mean?
Funding Circle Holdings (FDCHF) has a Asset Turnover of 0.27 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Funding Circle Holdings and its competitors.
Is Funding Circle Holdings' Asset Turnover too high?
Funding Circle Holdings' current Asset Turnover is 0.27. Overall, Funding Circle Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Asset Turnover compare to V and MA?
Funding Circle Holdings' Asset Turnover of 0.27 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Credit Services company?
A good Asset Turnover depends on the Credit Services industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Funding Circle Holdings and its competitors. Funding Circle Holdings's current Asset Turnover is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current Asset Turnover of 0.27. The stock's GF Value™ is $2.61, compared to a current price of $2.18 — trading 16.5% below its estimated fair value. The current Asset Turnover is 0.27. Funding Circle Holdings' overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current Asset Turnover is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Funding Circle Holdings (FDCHF) Overvalued in 2026?

Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued. The current stock price of $2.18 is trading 16.5% below its estimated GF Value™ of $2.61.

Key valuation signals for FDCHF:

  • Asset Turnover: 0.27
  • GF Value™: $2.61 vs. price of $2.18 (16.5% below fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Funding Circle Holdings Business Description

Other Exchanges FCHl:UKFCH:UK
Address 71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.18
Price
$2.61
GF Value