The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Funding Circle Holdings's Revenue for the
six
months ended in Dec. 2025 was $171.1 Mil. Funding Circle Holdings's average Accounts Receivable for the
six
months ended in Dec. 2025 was $14.0 Mil.
Hence, Funding Circle Holdings's Receivables Turnover for the
six
months ended in Dec. 2025 was 12.18.
Funding Circle Holdings (OTCPK:FDCHF) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Funding Circle Holdings Receivables Turnover Related Terms
Funding Circle Holdings Receivables Turnover Historical Data
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The historical data trend for Funding Circle Holdings's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings Receivables Turnover Chart
FDCHF vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Funding Circle Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Funding Circle Holdings Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Funding Circle Holdings's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings (FDCHF) has a Receivables Turnover of 12.18 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Funding Circle Holdings and its competitors. According to the industry distribution chart, Funding Circle Holdings ranks #90 out of 294 companies in the Credit Services industry, placing it in the top 30.6%.
Is Funding Circle Holdings' Receivables Turnover too high?
Funding Circle Holdings' current Receivables Turnover is 12.18. The Credit Services industry median Receivables Turnover is 9.00. Funding Circle Holdings' value of 12.18 is 35.4% above this industry median. Based on the distribution chart, Funding Circle Holdings ranks #90 out of 294 companies in the Credit Services industry, which is above the industry midpoint. Overall, Funding Circle Holdings has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Funding Circle Holdings ranks #90 out of 294 companies for Receivables Turnover. This puts Funding Circle Holdings in the upper half of its industry. The industry median Receivables Turnover is 9.00. Funding Circle Holdings' value of 12.18 is 35.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Funding Circle Holdings's current Receivables Turnover of 12.18 is 35.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Funding Circle Holdings and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Funding Circle Holdings's current Receivables Turnover is 12.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current Receivables Turnover of 12.18. The stock's GF Value™ is $2.22, compared to a current price of $2.18 — trading 1.8% below its estimated fair value. The current Receivables Turnover is 12.18 and 35.4% above the Credit Services industry median of 9.00. Funding Circle Holdings' overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current Receivables Turnover is 12.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Funding Circle Holdings (FDCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued.
The current stock price of $2.18 is trading 1.8% below its estimated GF Value™ of $2.22.
Key valuation signals for FDCHF:
Receivables Turnover: 12.18
GF Value™: $2.22 vs. price of $2.18 (1.8% below fair value)
Industry Position: 35.4% above the Credit Services median (#90 of 294)
No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
73GF Score
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