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Funding Circle HoldingsFDCHF -7.81%66 Days Sales Outstanding is 14.35 as of Jun. 2026, which is 516% above its 10-year median of 2.33. GuruFocus rates FDCHF with a GF Score™ of 66/100 and a GF Value™ of $3.25 (Fairly Valued). The stock has 7 warning signs investors should review. Among 297 Credit Services companies, Funding Circle Holdings ranks better than 62.96% on this metric.
Funding Circle Holdings (OTCPK:FDCHF) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
Funding Circle Holdings Days Sales Outstanding Related Terms
Funding Circle Holdings Days Sales Outstanding Historical Data
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The historical data trend for Funding Circle Holdings's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings Days Sales Outstanding Chart
FDCHF vs V, MA, AXP: Days Sales Outstanding Comparison
For the Credit Services subindustry, Funding Circle Holdings's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Funding Circle Holdings Days Sales Outstanding vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where Funding Circle Holdings's Days Sales Outstanding falls into.
Funding Circle Holdings Days Sales Outstanding Calculation
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings (FDCHF) has a Days Sales Outstanding of 14.35 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Funding Circle Holdings and its competitors. This is 516% above median its historical median of 2.33. Over the past decade, Funding Circle Holdings' Days Sales Outstanding has ranged from 0.49 to 19.31. According to the industry distribution chart, Funding Circle Holdings ranks #110 out of 297 companies in the Credit Services industry, placing it in the top 37%.
Is Funding Circle Holdings' Days Sales Outstanding too high?
Funding Circle Holdings' current Days Sales Outstanding of 14.35 is 516% above median its 10-year median of 2.33. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 19.31. The Credit Services industry median Days Sales Outstanding is 42.72. Funding Circle Holdings' value of 14.35 is 66.4% below this industry median. Based on the distribution chart, Funding Circle Holdings ranks #110 out of 297 companies in the Credit Services industry, which is above the industry midpoint. Overall, Funding Circle Holdings has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Days Sales Outstanding compare to V and MA?
According to the Credit Services industry distribution chart, Funding Circle Holdings ranks #110 out of 297 companies for Days Sales Outstanding. This puts Funding Circle Holdings in the upper half of its industry. The industry median Days Sales Outstanding is 42.72. Funding Circle Holdings' value of 14.35 is 66.4% below this benchmark. Historically, Funding Circle Holdings' own Days Sales Outstanding has ranged from 0.49 to 19.31 over the past decade. While the company's 10-year median is 2.33 vs. the industry median of 42.72, Funding Circle Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 42.72, based on 297 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Funding Circle Holdings's current Days Sales Outstanding of 14.35 is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Funding Circle Holdings and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 42.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Funding Circle Holdings's current Days Sales Outstanding is 14.35, which is 516% above median its own 10-year median of 2.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Based on GuruFocus' analysis, Funding Circle Holdings (FDCHF) is currently considered Fairly Valued. The stock's GF Value™ is $3.25, compared to a current price of $2.95 — trading 9.2% below its estimated fair value. The current Days Sales Outstanding is 14.35, which is 516% above median its 10-year median of 2.33 and 66.4% below the Credit Services industry median of 42.72. Funding Circle Holdings' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current Days Sales Outstanding is 14.35 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Funding Circle Holdings (FDCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued.
The current stock price of $2.95 is trading 9.2% below its estimated GF Value™ of $3.25.
GuruFocus considers Funding Circle Holdings to be Fairly Valued.
Key valuation signals for FDCHF:
Days Sales Outstanding: 14.35 (516% above median its 10-year median of 2.33)
GF Value™: $3.25 vs. price of $2.95 (9.2% below fair value)
Industry Position: 66.4% below the Credit Services median (#110 of 297)
No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
66GF Score
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