FDCHF (Funding Circle Holdings) Ending Cash Position: $204.0 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FDCHF Funding Circle Holdings PLC FDCHF
71 GF Score
Price $2.18
GF Value $2.00
! 11 Warning Signs
View Full Analysis

What is Funding Circle Holdings Ending Cash Position?

Funding Circle Holdings FDCHF 71 Ending Cash Position is $204.0 Mil as of Dec. 2025. GuruFocus rates FDCHF with a GF Score™ of 71/100 and a GF Value™ of $2.00. The stock has 11 warning signs investors should review.

Funding Circle Holdings's Ending Cash Position for the quarter that ended in Dec. 2025 was $204.0 Mil.

Funding Circle Holdings's quarterly Ending Cash Position declined from Dec. 2024 ($237.2 Mil) to Jun. 2025 ($201.6 Mil) but then increased from Jun. 2025 ($201.6 Mil) to Dec. 2025 ($204.0 Mil).

Funding Circle Holdings's annual Ending Cash Position declined from Dec. 2023 ($280.3 Mil) to Dec. 2024 ($237.2 Mil) and declined from Dec. 2024 ($237.2 Mil) to Dec. 2025 ($204.0 Mil).

Funding Circle Holdings Ending Cash Position Related Terms

Funding Circle Holdings Ending Cash Position Historical Data

* Premium members only.

The historical data trend for Funding Circle Holdings's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Funding Circle Holdings Ending Cash Position Chart

Funding Circle Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 297.87 216.44 280.25 237.17 204.02

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 280.25 244.40 237.17 201.63 204.02
FDCHF
71GF Score
Funding Circle Holdings PLC FDCHF
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Funding Circle Holdings Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Funding Circle Holdings's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=251.138+-47.122
=204.0

Funding Circle Holdings's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=198.929+5.087
=204.0

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $204.0 Mil mean?
Funding Circle Holdings (FDCHF) has a Ending Cash Position of $204.0 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Funding Circle Holdings and its competitors.
Is Funding Circle Holdings' Ending Cash Position too high?
Funding Circle Holdings' current Ending Cash Position is $204.0 Mil. Overall, Funding Circle Holdings has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Ending Cash Position compare to V and MA?
Funding Circle Holdings' Ending Cash Position of $204.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Funding Circle Holdings and its competitors. Funding Circle Holdings's current Ending Cash Position is $204.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current Ending Cash Position of $204.0 Mil. The stock's GF Value™ is $2.00, compared to a current price of $2.18 — trading 9% above its estimated fair value. The current Ending Cash Position is $204.0 Mil. Funding Circle Holdings' overall GF Score™ is 71/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current Ending Cash Position is $204.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Funding Circle Holdings (FDCHF) Overvalued in 2026?

Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be overvalued. The current stock price of $2.18 is trading 9% above its estimated GF Value™ of $2.00.

Key valuation signals for FDCHF:

  • Ending Cash Position: $204.0 Mil
  • GF Value™: $2.00 vs. price of $2.18 (9% above fair value)
  • GF Score™: 71/100 with 11 warning signs

No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Funding Circle Holdings Business Description

Other Exchanges FCHl:UKFCH:UK
Address 71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
71GF Score

Get the complete analysis for FDCHF

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.18
Price
$2.00
GF Value