FDCHF (Funding Circle Holdings) Shiller PE Ratio: (As of Sep. 06, 2026)

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FDCHF Funding Circle Holdings PLC FDCHF
63 GF Score
Price $2.95
GF Value $2.40
Valuation Modestly Overvalued
! 11 Warning Signs
View Full Analysis

What is Funding Circle Holdings Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Funding Circle Holdings  (OTCPK:FDCHF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Funding Circle Holdings Shiller PE Ratio Related Terms


Funding Circle Holdings Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Funding Circle Holdings's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Funding Circle Holdings Shiller PE Ratio Chart

Funding Circle Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FDCHF vs V, MA, AXP: Shiller PE Ratio Comparison

For the Credit Services subindustry, Funding Circle Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Funding Circle Holdings Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's Shiller PE Ratio falls into.


FDCHF
63GF Score
Funding Circle Holdings PLC FDCHF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Funding Circle Holdings Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Funding Circle Holdings's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Funding Circle Holdings's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.187/139.9000*139.9000
=0.187

Current CPI (Dec25) = 139.9000.

Funding Circle Holdings Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 -0.170 102.200 -0.233
201712 -0.138 105.000 -0.184
201812 -0.230 107.100 -0.300
201912 -0.320 108.500 -0.413
202012 -0.419 109.400 -0.536
202112 0.213 114.700 0.260
202212 -0.024 125.300 -0.027
202312 -0.141 130.500 -0.151
202412 0.029 135.100 0.030
202512 0.187 139.900 0.187

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Funding Circle Holdings (FDCHF) Overvalued in 2026?

Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be overvalued. The current stock price of $2.95 is trading 22.9% above its estimated GF Value™ of $2.40. GuruFocus considers Funding Circle Holdings to be Modestly Overvalued.

Key valuation signals for FDCHF:

  • Shiller PE Ratio:
  • GF Value™: $2.40 vs. price of $2.95 (22.9% above fair value)
  • GF Score™: 63/100 with 11 warning signs

No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Funding Circle Holdings Business Description

Other Exchanges FCHl:UKFCH:UK
Address 71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
63GF Score

Get the complete analysis for FDCHF

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.95
Price
$2.40
GF Value