The historical rank and industry rank for Funding Circle Holdings's Pretax Margin % or its related term are showing as below:
FDCHF'
s Pretax Margin % Range Over the Past 10 Years
Min: -92.73 Med: -22.08 Max: 29.24
Current: 9.12
FDCHF's Pretax Margin % is ranked worse than 67.17% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs FDCHF: 9.12
Funding Circle Holdings (OTCPK:FDCHF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Funding Circle Holdings Pretax Margin % Related Terms
Funding Circle Holdings Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Funding Circle Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Funding Circle Holdings Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Funding Circle Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Funding Circle Holdings (FDCHF) has a Pretax Margin % of 11.19% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Funding Circle Holdings and its competitors. According to the industry distribution chart, Funding Circle Holdings ranks #358 out of 533 companies in the Credit Services industry, placing it in the top 67.2%.
Is Funding Circle Holdings' Pretax Margin % too high?
Funding Circle Holdings' current Pretax Margin % is 11.19%. The Credit Services industry median Pretax Margin % is 20.02. Funding Circle Holdings' value of 11.19% is 44.1% below this industry median. Based on the distribution chart, Funding Circle Holdings ranks #358 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Funding Circle Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Funding Circle Holdings ranks #358 out of 533 companies for Pretax Margin %. This places Funding Circle Holdings in the lower half of its industry. The industry median Pretax Margin % is 20.02. Funding Circle Holdings' value of 11.19% is 44.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Funding Circle Holdings's current Pretax Margin % of 11.19% is 44.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Funding Circle Holdings and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Funding Circle Holdings's current Pretax Margin % is 11.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current Pretax Margin % of 11.19%. The stock's GF Value™ is $2.61, compared to a current price of $2.18 — trading 16.5% below its estimated fair value. The current Pretax Margin % is 11.19% and 44.1% below the Credit Services industry median of 20.02. Funding Circle Holdings' overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current Pretax Margin % is 11.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Funding Circle Holdings (FDCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued.
The current stock price of $2.18 is trading 16.5% below its estimated GF Value™ of $2.61.
Key valuation signals for FDCHF:
Pretax Margin %: 11.19%
GF Value™: $2.61 vs. price of $2.18 (16.5% below fair value)
Industry Position: 44.1% below the Credit Services median (#358 of 533)
No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score
Get the complete analysis for FDCHF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FDCHF has been successfully added to your 
