FDCHF (Funding Circle Holdings) Growth Rank: 7 (As of Aug. 01, 2026) — 40% Above Median

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FDCHF Funding Circle Holdings PLC FDCHF
72 GF Score
Price $2.95
GF Value $2.32
Valuation Modestly Overvalued
! 12 Warning Signs
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What is Funding Circle Holdings Growth Rank?

Funding Circle Holdings FDCHF -7.81% 72 Growth Rank is 7 as of Aug. 01, 2026, which is 40% above its 10-year median of 5.00. GuruFocus rates FDCHF with a GF Score™ of 72/100 and a GF Value™ of $2.32 (Modestly Overvalued). The stock has 12 warning signs investors should review.

Funding Circle Holdings has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Funding Circle Holdings Growth Rank Related Terms

FDCHF vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, Funding Circle Holdings's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Funding Circle Holdings Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's Growth Rank distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's Growth Rank falls into.


FDCHF
72GF Score
Funding Circle Holdings PLC FDCHF
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Funding Circle Holdings (FDCHF) has a Growth Rank of 7 as of Aug. 01, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Funding Circle Holdings and its competitors. This is 40% above median its historical median of 5.00. Over the past decade, Funding Circle Holdings' Growth Rank has ranged from 1.00 to 8.00.
Is Funding Circle Holdings' Growth Rank too high?
Funding Circle Holdings' current Growth Rank of 7 is 40% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Funding Circle Holdings has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' Growth Rank compare to V and MA?
Funding Circle Holdings' Growth Rank of 7 can be compared against companies in the Credit Services industry. Historically, Funding Circle Holdings' own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Funding Circle Holdings and its competitors. Funding Circle Holdings's current Growth Rank is 7, which is 40% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Based on GuruFocus' analysis, Funding Circle Holdings (FDCHF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.32, compared to a current price of $2.95 — trading 27.2% above its estimated fair value. The current Growth Rank is 7, which is 40% above median its 10-year median of 5.00. Funding Circle Holdings' overall GF Score™ is 72/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current Growth Rank is 7 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Funding Circle Holdings (FDCHF) Overvalued in 2026?

Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be overvalued. The current stock price of $2.95 is trading 27.2% above its estimated GF Value™ of $2.32. GuruFocus considers Funding Circle Holdings to be Modestly Overvalued.

Key valuation signals for FDCHF:

  • Growth Rank: 7 (40% above median its 10-year median of 5.00)
  • GF Value™: $2.32 vs. price of $2.95 (27.2% above fair value)
  • GF Score™: 72/100 with 12 warning signs

No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Funding Circle Holdings Business Description

Other Exchanges FCHl:UKFCH:UK
Address 71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.95
Price
$2.32
GF Value