FDCHF (Funding Circle Holdings) ROE % Adjusted to Book Value: 24.77% (As of Dec. 2025)


FDCHF Funding Circle Holdings PLC FDCHF
72 GF Score
Price $2.18
GF Value $2.61
! 9 Warning Signs
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What is Funding Circle Holdings ROE % Adjusted to Book Value?

Funding Circle Holdings FDCHF 72 ROE % Adjusted to Book Value is 24.77% as of Dec. 2025. GuruFocus rates FDCHF with a GF Score™ of 72/100 and a GF Value™ of $2.61. The stock has 9 warning signs investors should review.

Funding Circle Holdings's ROE % for the quarter that ended in Dec. 2025 was 37.41%. Funding Circle Holdings's PB Ratio for the quarter that ended in Dec. 2025 was 1.51. Funding Circle Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 24.77%.


Funding Circle Holdings ROE % Adjusted to Book Value Related Terms


Funding Circle Holdings ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Funding Circle Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Funding Circle Holdings ROE % Adjusted to Book Value Chart

Funding Circle Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.59 -2.89 -28.33 2.05 14.07

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -30.44 -7.72 9.15 3.41 24.77

FDCHF vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Funding Circle Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Funding Circle Holdings ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's ROE % Adjusted to Book Value falls into.


FDCHF
72GF Score
Funding Circle Holdings PLC FDCHF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Funding Circle Holdings ROE % Adjusted to Book Value Calculation

Funding Circle Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.25% / 1.51
=14.07%

Funding Circle Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=37.41% / 1.51
=24.77%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 24.77% mean?
Funding Circle Holdings (FDCHF) has a ROE % Adjusted to Book Value of 24.77% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Funding Circle Holdings and its competitors.
Is Funding Circle Holdings' ROE % Adjusted to Book Value too high?
Funding Circle Holdings' current ROE % Adjusted to Book Value is 24.77%. Overall, Funding Circle Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Funding Circle Holdings' ROE % Adjusted to Book Value compare to V and MA?
Funding Circle Holdings' ROE % Adjusted to Book Value of 24.77% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Funding Circle Holdings and its competitors. Funding Circle Holdings's current ROE % Adjusted to Book Value is 24.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Funding Circle Holdings stock overvalued right now?
Funding Circle Holdings (FDCHF) has a current ROE % Adjusted to Book Value of 24.77%. The stock's GF Value™ is $2.61, compared to a current price of $2.18 — trading 16.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 24.77%. Funding Circle Holdings' overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Funding Circle Holdings (FDCHF), the current ROE % Adjusted to Book Value is 24.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Funding Circle Holdings (FDCHF) Overvalued in 2026?

Based on GuruFocus' analysis, Funding Circle Holdings stock appears to be undervalued. The current stock price of $2.18 is trading 16.5% below its estimated GF Value™ of $2.61.

Key valuation signals for FDCHF:

  • ROE % Adjusted to Book Value: 24.77%
  • GF Value™: $2.61 vs. price of $2.18 (16.5% below fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the FDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Funding Circle Holdings Business Description

Other Exchanges FCHl:UKFCH:UK
Address 71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segment include the United Kingdom and developing markets. It derives the majority of its revenue from the United Kingdom region.
72GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.18
Price
$2.61
GF Value