LSFG (Lifestore Financial Group) Book Value per Share: $53.55 (As of Jun. 2025)

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LSFG Lifestore Financial Group Inc LSFG
58 GF Score
Price $63.00
GF Value $50.97
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Lifestore Financial Group Book Value per Share?

Lifestore Financial Group LSFG 58 Book Value per Share is $53.55 as of Jun. 2025. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $50.97 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Lifestore Financial Group's book value per share for the quarter that ended in Jun. 2025 was $53.55.

During the past 12 months, Lifestore Financial Group's average Book Value Per Share Growth Rate was 5.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 19.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Lifestore Financial Group was 43.70% per year. The lowest was -5.30% per year. And the median was 6.30% per year.

Lifestore Financial Group's current price is $63.00. Its book value per share for the quarter that ended in Jun. 2025 was $53.55. Hence, today's PB Ratio of Lifestore Financial Group is 1.18.

During the past 13 years, the highest P/B Ratio of Lifestore Financial Group was 1.30. The lowest was 0.62. And the median was 0.98.

Warning Sign:

Lifestore Financial Group Inc stock PB Ratio (=1.18) is close to 10-year high of 1.3.


Lifestore Financial Group  (OTCPK:LSFG) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Lifestore Financial Group Book Value per Share Related Terms


Lifestore Financial Group Book Value per Share Historical Data

* Premium members only.

The historical data trend for Lifestore Financial Group's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifestore Financial Group Book Value per Share Chart

Lifestore Financial Group Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.36 42.24 46.13 51.00 53.55

Lifestore Financial Group Semi-Annual Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.36 42.24 46.13 51.00 53.55

LSFG vs CLST, SMAL, ORBN: Book Value per Share Comparison

For the Banks - Regional subindustry, Lifestore Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifestore Financial Group PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lifestore Financial Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Lifestore Financial Group's PB Ratio falls into.


LSFG
58GF Score
Lifestore Financial Group Inc LSFG
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifestore Financial Group Book Value per Share Calculation

Lifestore Financial Group's Book Value Per Share for the fiscal year that ended in Jun. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(55.16-0.00)/1.03
=53.55

Lifestore Financial Group's Book Value Per Share for the quarter that ended in Jun. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(55.16-0.00)/1.03
=53.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $53.55 mean?
Lifestore Financial Group (LSFG) has a Book Value per Share of $53.55 as of Jun. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Lifestore Financial Group and its competitors.
Is Lifestore Financial Group's Book Value per Share too high?
Lifestore Financial Group's current Book Value per Share is $53.55. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Book Value per Share compare to CLST and SMAL?
Lifestore Financial Group's Book Value per Share of $53.55 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Lifestore Financial Group and its competitors. Lifestore Financial Group's current Book Value per Share is $53.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $63.00 — trading 23.6% above its estimated fair value. The current Book Value per Share is $53.55. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Book Value per Share is $53.55 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $63.00 is trading 23.6% above its estimated GF Value™ of $50.97. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • Book Value per Share: $53.55
  • GF Value™: $50.97 vs. price of $63.00 (23.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score

Get the complete analysis for LSFG

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.00
Price
$50.97
GF Value