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Lifestore Financial GroupLSFG 58 Shareholder Yield % is 1.03% as of Jun. 2025, which is 87% below its 10-year median of 7.83. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $50.97 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Lifestore Financial Group ranks worse than 53.39% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Lifestore Financial Group's Shareholder Yield % was 1.03%.
Lifestore Financial Group (OTCPK:LSFG) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Lifestore Financial Group Shareholder Yield % Related Terms
Lifestore Financial Group Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifestore Financial Group Shareholder Yield % Chart
LSFG vs CLST, SMAL, ORBN: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Lifestore Financial Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifestore Financial Group Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Lifestore Financial Group's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Lifestore Financial Group's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Lifestore Financial Group (LSFG) has a Shareholder Yield % of 1.03% as of Jun. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Lifestore Financial Group and its competitors. This is 87% below median its historical median of 7.83. Over the past decade, Lifestore Financial Group's Shareholder Yield % has ranged from 0.74 to 39.74. According to the industry distribution chart, Lifestore Financial Group ranks #803 out of 1504 companies in the Banks industry, placing it in the top 53.4%.
Is Lifestore Financial Group's Shareholder Yield % too high?
Lifestore Financial Group's current Shareholder Yield % of 1.03% is 87% below median its 10-year median of 7.83. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 39.74. The Banks industry median Shareholder Yield % is 1.57. Lifestore Financial Group's value of 1.03% is 34.4% below this industry median. Based on the distribution chart, Lifestore Financial Group ranks #803 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Shareholder Yield % compare to CLST and SMAL?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #803 out of 1504 companies for Shareholder Yield %. This places Lifestore Financial Group in the lower half of its industry. The industry median Shareholder Yield % is 1.57. Lifestore Financial Group's value of 1.03% is 34.4% below this benchmark. Historically, Lifestore Financial Group's own Shareholder Yield % has ranged from 0.74 to 39.74 over the past decade. While the company's 10-year median is 7.83 vs. the industry median of 1.57, Lifestore Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.57, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current Shareholder Yield % of 1.03% is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median Shareholder Yield % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current Shareholder Yield % is 1.03%, which is 87% below median its own 10-year median of 7.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $63.00 — trading 23.6% above its estimated fair value. The current Shareholder Yield % is 1.03%, which is 87% below median its 10-year median of 7.83 and 34.4% below the Banks industry median of 1.57. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Shareholder Yield % is 1.03% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifestore Financial Group (LSFG) Overvalued in 2026?
Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued.
The current stock price of $63.00 is trading 23.6% above its estimated GF Value™ of $50.97.
GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.
Key valuation signals for LSFG:
Shareholder Yield %: 1.03% (87% below median its 10-year median of 7.83)
GF Value™: $50.97 vs. price of $63.00 (23.6% above fair value)
Industry Position: 34.4% below the Banks median (#803 of 1504)
No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score
Get the complete analysis for LSFG
Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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