LSFG (Lifestore Financial Group) Total Noninterest Expense: $17.45 Mil (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSFG Lifestore Financial Group Inc LSFG
58 GF Score
Price $63.00
GF Value $50.97
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Lifestore Financial Group Total Noninterest Expense?

Lifestore Financial Group LSFG 58 Total Noninterest Expense is $17.45 Mil as of Jun. 2025. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $50.97 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Lifestore Financial Group's Total Noninterest Expense for the six months ended in Jun. 2025 was $17.45 Mil. Lifestore Financial Group's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2025 was $17.45 Mil.


Lifestore Financial Group Total Noninterest Expense Related Terms


Lifestore Financial Group Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Lifestore Financial Group's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifestore Financial Group Total Noninterest Expense Chart

Lifestore Financial Group Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.66 15.06 16.14 16.34 17.45

Lifestore Financial Group Semi-Annual Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.66 15.06 16.14 16.34 17.45
LSFG
58GF Score
Lifestore Financial Group Inc LSFG
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifestore Financial Group Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2025 was $17.45 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $17.45 Mil mean?
Lifestore Financial Group (LSFG) has a Total Noninterest Expense of $17.45 Mil as of Jun. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Lifestore Financial Group and its competitors.
Is Lifestore Financial Group's Total Noninterest Expense too high?
Lifestore Financial Group's current Total Noninterest Expense is $17.45 Mil. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Total Noninterest Expense compare to CLST and SMAL?
Lifestore Financial Group's Total Noninterest Expense of $17.45 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Lifestore Financial Group and its competitors. Lifestore Financial Group's current Total Noninterest Expense is $17.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $63.00 — trading 23.6% above its estimated fair value. The current Total Noninterest Expense is $17.45 Mil. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Total Noninterest Expense is $17.45 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $63.00 is trading 23.6% above its estimated GF Value™ of $50.97. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • Total Noninterest Expense: $17.45 Mil
  • GF Value™: $50.97 vs. price of $63.00 (23.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score

Get the complete analysis for LSFG

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.00
Price
$50.97
GF Value